Medical Underwriter

We are seeking a skilled Medical Underwriter based in M.M Alam Road, Lahore, with a minimum of three years’ experience in the medical field. The ideal candidate will be responsible for evaluating medical risks related to individual life insurance proposals by thoroughly reviewing medical reports, tests, and investigations. This role requires adherence to underwriting guidelines and the Authority Matrix to ensure accurate and compliant decision-making. The Medical Underwriter will collaborate closely with branches, Direct Distribution teams, Compliance departments, medical bodies, and other stakeholders to facilitate timely and effective case resolutions.

Key Responsibilities:
- Assess medical risks associated with individual life insurance proposals by analyzing medical documentation and test results.
- Make informed underwriting decisions in line with established guidelines and the Authority Matrix.
- Coordinate with various internal departments such as branches, Direct Distribution, and Compliance to streamline the underwriting process.
- Liaise with external medical bodies and stakeholders to gather necessary information and ensure comprehensive case evaluations.
- Maintain accurate records and documentation to support underwriting decisions and audits.
- Manage workload efficiently to meet deadlines while maintaining high-quality standards.
- Continuously update knowledge of medical underwriting practices and regulatory requirements.

Required Qualifications:
- A graduate holding an MBBS degree from a recognized medical school or university.
- At least three years of professional experience in the medical field, preferably related to underwriting or risk assessment.
- Strong analytical skills with the ability to exercise sound judgment and make effective decisions.
- Excellent problem-solving capabilities and the ability to work well under pressure.
- Proficient in Microsoft Office applications.
- Exceptional communication skills and the ability to manage relationships with multiple stakeholders.
- Self-motivated, result-oriented, proactive, and capable of taking initiative independently.

There are no specific preferred qualifications or benefits mentioned for this role; however, candidates with a proactive approach and strong stakeholder management skills will thrive in this position. This opportunity offers a chance to work in a dynamic environment where medical expertise directly influences critical underwriting decisions.