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Summary
I am working in the banking industry for the past 14 years out of which 13 years have been in Credits I.e. as a Documentation Officer in CAD department for 2 years and then as a Credit Analyst till Manager SME Risk for 11 years. I have managed 6 cities with more than 500 obligors with a total portfolio of approximately Rs. 10 billion.
Now i have shifted towards branch banking to expand my experience. I am Working as a Branch Manager with a proficiency in all aspects of bank management and operations.
Providing effective leadership to a team of 8 staff members consisting of Tellers, BSO, and BSM.
Managing branch costs in line with annual budget and forecasts. Recruiting and training staff, resulting in an improvement in the overall performance of the branch.
Experience
Branch Manager/Vice President
Providing effective leadership to a team of 6 staff members consisting of Tellers, BSO and BSM.
Managing branch costs in line with annual budget and forecasts.
Building up a strong deposit base of the branch.
Manager SME Risk
Worked as Manager SME Risk with the prime objective of maintaining a high quality credit portfolio CRBG.
Comprehensive appraisal of credit proposals received from business units, which includes highlighting all types of risks and proposing mitigating covenants, conducting financial analysis etc.
Monitoring risk exposure, to independently ascertain credit worthiness of various customers prior to approval. To supervise and mentor Credit Risk Analysts and Associate Managers.
To visit and meet obligor at their plant/office to assess their business profile and operations.
Credit Analyst
Worked as a credit analyst with the prime objective of maintaining a high quality credit portfolio of the Commercial and Retail Banking Group.
