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Summary
Hello, I am Shoaib Ali and I am an accomplished professional having over 07 years of experience in banking industry. I am a highly skilled manager with strong experience in defining comprehensive internal controls to ensure accuracy and integrity of corporate financial data. I possess proven expertise in analyzing, overseeing, and revising institutional transactions, reconciling customer accounts to identify fraud, and validating transactions. I have proven success in formulating comprehensive financial reports and delivering high-quality service to clients for attaining customer loyalty and satisfaction. While working with Standard Chartered Bank, I implemented temporary blocking functions to examine suspicious activity on card/branch account.
My key skills includes credit analysis, fraud risk control, banking operations, credit limit enhancement, new business development, budgeting & forecasting, portfolio & asset management, risk management & mitigation, team building & leadership, credit risk analysis & AMU operations, financial systems planning, investment management, effective communicator, problem resolution.
I possess expertise in driving efficiency and productivity through evaluation of financial management systems and implementation of process improvements. Engaging and collaborative, I am skilled in conducting analytics and overseeing and standardizing cross-functional service delivery departments to improve organizational performance, drive revenue growth and control costs in consumer-oriented business environments. While others take pride in meeting all standards set before them, my passion is for delivering service that goes beyond organizational expectations, creating a win-win scenario for everyone involved! My expert domain knowledge always enabled me to articulate an innovative plan that focused on enhancing effectiveness and yielding constructive improvements.
Please feel free to contact me at [email protected] with any thoughts, comments, or questions about my work-I am always interested in making new professional acquaintances.
Experience
Fraud Analyst (Authorization,Monitoring and Detection)
Play a key role in executing temporary blocking functions to examine suspicious activity on card/branch account. Identify and resolve customer problematic complains, issues, and queries in the minimum possible time. Directed and delivered card replacement request and SMS alerts against suspicious transactions to the concern department against all confirmed frauds on debit/credit cards. Filed daily manual ATM & I banking reports for manager review & necessary sign offs.
Key Accomplishments
Researched numerous verticals to ensure appropriate placement of permanent blocking with relevant codes, in case of confirmed fraud with respect to fraud type and escalate fraud operations or relevant units.
Ensured timely resolution of ADEPTRA ALERTS, SMS and customers by making calls to customers for Confirmation of Transaction in cases of any suspicious activity found through system or manual reports.
Blocked and unblocked SCB’s cards against temporary blocks as per requests from related units
Created and revised FALCON, VRM, and FTDH alerts, ATM reports, and internet banking transactions, while minimizing fraudulent exposure against credit/debit cards and branch accounts.
Credit Analyst
Designed full control in approvals through checklist and processed applications within turnaround time. Assessed financial transactions and credit history case by statements, balance sheets, case applications, and legal documents. Completed and submitted loan applications, including credit analysis, and summaries of loan requests to loan committees for approval.
Key Accomplishments
Guaranteed error free processing of applications in accordance with SBP, CAD, and consumer banking credit policies for SCBPL.
Processed applications in TAT to ensure 100% accuracy while making effective recommendations regarding procedural/policy changes.
Skillfully examined unsecured loans applications to meet lending criteria while approving loans within delegated authority to higher approval authority.
Credit Processor
Delivered robust support to the Credit Analyst in processing applications for decision making purpose and formulating calculation for evaluating approval and declined applications.
Devised effective strategies to monitor credit transactions, steer documentation negotiations, as well as raise credit limit of HBL credit card applications.
Set a new benchmark for excellence by evaluating and interpreting complicated financial information and customer credit history to enhance quality of credit applications.
Credit Processor
Assumed and maintained full accountability for overseeing, retaining, and entering sensitive data for all applicants in the software.
Rendered assistance to the management in upholding MIS for new verification and re-verification data.
Devised tasks of document attachments, pre-screening of applications, and system updating.
Delivered application form and business related documents to the VU for overseeing the verification.
Business Development Executive
Generated and retained daily business development call logs, quotation, invoices, payable & receivable accounts, and books of accounts in the Microsoft Office and QuickBooks Software.
