Summary

Currently, I am working in JS Bank ltd. as a Agriculture Finance officer from 1st November 2021 to till date.


Meet portfolio targets for number of customers, volume, revenue & net profit including deposit, lending & trade.Prepare, review and submit credit line Proposal of customers.


Co-ordination with Credit Administration Department for preparation and filing of security documents to safe guard bank’s interest. Arranging approvals from competent approving authorities for structured credit packages of the new as well as existing clients of the business.


Khushhali Bank ltd. 1st July 2014 to 26 March 2018 Assets Quality Specialist Delivering excellent customer service. Coming up with ideas to improve customer relation. Keeping in touch with customers through personal visits, telephone calls and correspondence. Responsible for helping and supporting the bank to develop business relationships With clients, as well as exceed annual income targets and maximize income.


Experience

Company Logo
Agriculture Finance Officer
JS Bank Limited
Nov 2021 - Present | Hasilpur, Pakistan

Meet portfolio targets for number of customers, volume, revenue & net profit including deposit, lending & trade.Prepare, review and submit credit line Proposal of customers.Co-ordination with Credit Administration Department for preparation and filing of security documents to safe guard banks interest.Arranging approvals from competent approving authorities for structured credit packages of the new as well as existing clients of the business.

Company Logo
Assets Quality specialist
Khushhalibank limited
Jul 2014 - Mar 2018 | Chishtian, Pakistan

Responsible for helping and supporting the bank to develop business relationships with clients, as well as exceed annual income targets and maximize income.
My focus to develop on healthy and quality portfolio of all branch. Delivering excellent customer service. Coming up with ideas to improve customer relationships.
Keeping in touch with customers through personal visits, telephone calls and correspondence. Approve all loan applications before passing them on to management for a final decision. Gather loan applicant personal and financial information to start the loan process.

Company Logo
INTERNSHIP IN ALLIED BANK LTD
Allied Bank Limited
Mar 2013 - May 2013 | Hasilpur, Pakistan

Education

Islamia University
M-Phill, MS Management Science‎
Finance
Completed
2022
Islamia University
Masters, Masters in Commerce, MS Management science‎
Banking & Finance
2012
Islamia University
Bachelors, Bachelors in Commerce, B.Com‎
Applied Accounting, Business Communication, Management Accounting
Percentage 55%
2010
PBTE(LAHORE)
Intermediate/A-Level, Faculty of Arts, D.Com‎
Applied Accounting, Computer
Percentage 63%
2006
Bise(BWP)
Matriculation/O-Level, , Matric in Science‎
Science
Percentage 49%
2004

Skills

Expert Communication
Expert Ability to identify and research Target Markets
Expert Aesthetic Procedures Knowledge
Expert Agri Knowledge
Expert Agri. Relationship Officer
Expert Agriculture Credit
Expert Analytical Skills
Expert Answering Inquiries
Intermediate Article Posting
Intermediate Auditing
Beginner Bank Investment Operations
Expert Bank Operations
Expert Banking
Expert Banking Knowledge
Expert Branch Administration
Expert Branch Banking
Expert Branch Management
Expert Branch Operations Management
Expert Branch Support
Expert Branchless Banking
Expert Business Portfolio Management
Expert Client Dealing
Expert Communication Skills
Expert Compliance
Expert Compliance Assessments
Expert Compliance Implementation
Expert Compliance Management Systems
Expert Compliance Reporting
Expert Conduct Risk Reviews
Expert Content Management
Expert Cooordination Skills
Expert Coordination Skills
Expert Coordination Skillss
Intermediate Corporate Financial Reporting
Expert Credit Assessment
Expert Credit Quality
Expert Customer Acquisition Skills
Expert Customer Communication Skills
Expert CVs Screening
Intermediate Database
Intermediate Database Admin
Intermediate Database Applications
Intermediate Database Auditing
Intermediate Database Clustering
Beginner Database Design
Beginner Database Management Library
Expert Database Management 
Expert Develop Risk Management Tools
Expert Export Development
Expert Feedback Assessment

Languages

Expert English
Expert Punjabi
Expert Saraiki
Expert Urdu

Companies Followed

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