Enter Description

My tasks as Assistant Manager Compliance Assurance DBG (Digital banking group)/NBEs (Non-branch entities) in Compliance and Control Division are as followsAnalyze internal business systems to ensure compliance with industry regulations and ethical standardsCreate, modify, update and implement the companys policies  Develop risk management strategies  Design control systems to address cases of violation of internal business policies  Design ongoing training programs for employees of the business  Liaise with other departmental heads to ensure that all business operations are in line with business policiesAdvise the top management on business operations relating to investment, risks and any other policy development

I joined FINCA Micro Finance Bank in Feb-2019 as a team member Internal Audit and subsequently promoted as secretary AFC (Anti-fraud Committee) in March-2022. I was reporting directly to the Senior Manager Internal Audit. Additionally, I was responsible to prepare Agenda for AFC meeting, minutes of meeting for AFC and reporting of frauds to SBP on quarterly basis. My duties as Team member of branch audits and fraud investigations were as followsBranch audits  Prepare audit sample for each branch  To ensure all applicable AML/CFT/CDD requirements have been completed by the branch.  Conduct branch exit meetings under supervision of my team leader.  Review critical areas such as adherence to the statutory exclusion list, assessment and due diligence for environmental, social or other ethical risks presented by clients businessesFraud Investigations Scoping and data gathering planning prior to launching an investigation  Conduct inquiries, collecting and analyzing evidence while ensuring its integrity  Conducting field visit surveys of customers and recording their statements, while ensuring that reputational risk is kept at a minimumPerforming due diligence assignments  Assessing whether to enhance the scope of investigation, if reason to do so exists  Ensuring compliance with SBP fraud reporting framework  Provide effective mentoring and coaching to the staff under supervision

My tasks as Officer centralized Account Opening were as followsTo review account opening documents as per the defined TAT and complete the tasks within specified time.Thorough scrutiny of AOF (Account Opening Form) and other supporting documents and all relevant sections given on AOF to be reviewed properly.To ensure all applicable AML/CFT/CDD requirements have been completed by the branch.  To reject the task in case of any discrepancy and update comments on MYSIS.  To approve the task after thorough scrutiny.  To coordinate with branches in case of any discrepancy for rectification.  To maintain MIS with discrepancies.  Coordinate with branches through phone calls and emails to resolve their queries.  To review FA/FI & Govt. account documents, in case of discrepancies, coordinate with branches for rectification.Managing account opening team in an efficient manner and assigning work targets.  Discuss procedure and issues with higher management for enhancement & improvement of Centralized Account Opening, identity gaps and suggest improvements.Checking of Account Opening Documents as per regulatory requirements and bank operations Manual.Ensure that the procedures at Centralized Account Opening is appropriately carried out as per the Banks policy & regulatory requirements while making sure the completion of all tasks within turnaround time.Maintain close coordination with the branches to ensure timely performance of all processes Liaison with visiting team of SBP inspectors, external / internal auditors, compliance officers regions etc. Follow-up of deficiencies/ observations identified and ensuring their remediation.  Any other work assigned by the departmental Head.

My tasks as Officer Operations were as followsHandling Cash of Branch i.e. Receipts and Payments.  Dealing with cheque clearing of customers along with foreign Remittances of clients.  Account Opening of customers at the time of customers onboarding  Performing due diligence of customers at the time of account opening