Summary

Results-driven Master of Commerce graduate with a solid background in financial services and administration. Proven expertise in risk assessment, debt collection, and loan processing. Skilled in spearheading sales and marketing efforts to promote financial products. Demonstrated ability to build strong customer relationships and ensure compliance with regulations. A dedicated professional seeking a challenging role to leverage skills and contribute to the growth of a reputable organization. Fluent in English and Urdu.

Experience

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Agriculture Credit Officer
Soneri Bank Limited
Jun 2022 - Present | Sargodha, Pakistan

MarketingSalesCredit assessmentRisk Assessment MortgageFile preparationAgri, Livestock revolving financing

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Loan Officer
Khushhali Microfinance Bank Limited - (KMBL)
Jul 2017 - Jun 2022 | Khushab, Pakistan

MarketingSalesAgri Loan Gold Loan Pension/Salary Loan Livestock Loan

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Admin
British Education centre
Aug 2011 - May 2017 | Jauharabad, Pakistan

School AdministrationStudents affairsInventoryAdmissionsStaff affairs

Education

Gomal University
Masters, Masters in Commerce, M.COM‎
Commerce
CGPA 3.8/4
2022
UNIVERSITY OF PUNJAB LAHORE
Bachelors, Bachelors in Commerce, Bachelors in Commerce‎
Commerce
2010
Punjab board of technical education Lahore (PBTE Lahore)
Intermediate/A-Level, Intermediate in Commerce, D.Com‎
Accounting & Finance
Grade B
2008
BISE SARGODHA
Matriculation/O-Level, , ‎
Science
Percentage 51%
2006

Skills

Expert Accounting Database Management
Expert Accounting Skills
Expert Accounts Payments Handling
Expert Accounts Receivable Command
Expert Accounts Receivable Skills
Expert Adaptive Management
Expert Administration Knowledge
Expert Administration Skills
Expert Alliance Marketing
Expert Analytical Reasoning
Expert Analytical Reporting
Expert Analytical Skills
Expert B2B Marketing Strategies
Expert Bank Management
Expert Bank Reconciliation     
Expert Branch Banking
Expert Branch Support
Expert Broadcast Media Sales
Expert Budget Planning
Expert Bulk Purchasing
Expert Business Administration
Expert Business Analytics
Expert Business Development
Expert Business Development Skills
Intermediate Business Plan
Intermediate Business Strategy Formulation
Expert Capacity Building
Expert Cash Collection
Expert Cash Handling
Expert Climate Change
Expert Clinic Management Skills
Expert Commercial Loans and Finance Knowledge
Expert Communication and Negotiation Skills
Expert Communication Management
Expert Complaint Management
Expert Content Audit
Expert Cooordination Skills
Expert Coordination
Expert Coordination and Networking
Expert Coordination of Projects
Expert Coordination Skills
Expert Coordinnation Skills
Intermediate Corporate Advisory
Expert Corporate Financial Reporting
Expert Corporate Risk
Expert Credit Collection Recovery
Expert Critical Thinking
Expert Customer Relationship
Expert Customer Service
Intermediate Data Analytics

Languages

Expert Saraiki
Expert Punjabi
Expert Urdu
Expert English