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Projects
Experience
Credit Risk Analyst
* Review/analysis of proposals for approval.
* Analyze financial statements & Industrial / Borrower Assessment.
* Strictly comply with the internal credit policy guidelines, SBP regulations/ SECP etc. with respect to analyse the risk in proposing loans for Commercial Clients.
RELATIONSHIP MANAGER - COMMERCIAL & SME BANKING
* Analyze and process credit line proposal / ERMs of fresh/existing clients
* Analyze financial statements & Industrial / Borrower Assessment for preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal
* Manage the portfolio of PMYBL
* Manage fresh / assigned portfolio. Prepare internal memos for approvals pertaining to account handling and carry out all day to day correspondences with support departments and client
* Monitor all the relationships, operational matters including retirement and transmission of L/Cs, Bank Guarantees, and creation and settlement of FIM, FATR, coordinated with CAD for creating pledge on stock through muccadum, resolving exceptions as intimated by various departments, and ensured timely recovery of markup and principal payments
* Strictly complied with the internal credit policy guidelines, SBP regulations/ SECP etc. with respect to the renewals, documentation, and release of limits and daily transactions of the SME & Commercial clients
* Review/analysis of proposals for approval from Pan Pakistan
