Summary

Challenging position allowing for parlay of demonstrated organization.
To establish a long-term career in the field of Banking or financial Division of any
company/sector at National or International horizon, to seek challenging responsibilities and to
work with due diligence and devotion. Diplomatic and tactful with professionals and non professionals at all levels. Accustomed to handling Departmental operations.

Experience

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Senoir Manager ( S& M)
Khayaban Enterprises Pvt Ltd
Jan 2024 - Present | Faisalabad, Pakistan

To Supervise and lead the team of 57 employees of sales.Develops and implements strategic marketing and sales plans and forecasts to achieve corporate objectives for products and services.Develops and manages sales/marketing operating budgets.Responsible for achieving aggressive given targets.Manages daily growth and development of assigned campaigns.Plans and oversees advertising and promotion activities.Monitors and follow-ups on specific tasks and project deliverables.Compiles, controls and monitors the budget in accordance with budget allocation/limits.Drafts, reviews and implements subject matter related policies, regulations, procedures and systems of operations.Provides guidelines and guidance to personnel on the application of procedures.Handle the relationship with clients and agents locally and globally.Participates in the recruitment process for the Sales & Marketing department, determining staffing levels for the department.Provides recommendations on training and development, planning of subordinates.Analyses statistical information pertaining to staff attendance, overtime, leave and addresses deviations or occurrences of abuse and/ or workplace conflict through the implementation of corrective measures in accordance with Human Resources Policies and Procedures.Company Profile www.khayaban.com.pk

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Branch Manager
LOLC Microfinance Bank Ltd formerly PAK Oman Microfinance Bank
May 2022 - Jan 2024 | Faisalabad, Pakistan

divpTo Supervise and lead the team of 19 employees of sales, collection and operation staff including 3 RM’s at
Faisalabad Branch.
 To Supervise and lead 2 service centers (GMA SC, Chak Jhumra SC) including their all staff (Sales, Collection,
Operations).
 Achieving growth and hitting sales targets by successfully managing the team and by assessing the teams’ strengths
and weaknesses.
 Developing and implementing new sales initiatives, strategies and programmes to capture key demographics.
 To coordinate, supervise and control the implementation of objectives to meet the budgeted targets in all areas.
 To Encompassing liabilities (CASA) and ADVANCES with maintained portfolio quality and implementation of
emerging business & technologyinitiatives.
 To Ensure resources and staff, developing and attaining sales goals, delivering customer service, and growing the
location\\'s revenues.
 Direct all operational aspects including distribution operations, customer service, human resources, administration
and sales.
 To Develop forecasts, financial objectives and business plans.
 Develop a Compliance & Service Quality culture within Branch.
 Generate compliance reports for use in decision making and performance appraisals.
 Mentor and training of the department personnel.
Company Profile: www.pakoman.com.pk/p/div

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Recovery Supervisor
Telenor Microfinance Bank
Aug 2021 - Oct 2021 | Faisalabad, Pakistan

To Ensure the PAR is maintained within the institutional targets.
 To Ensure prompt realization of loan securities.
 To Ensure high TAT on insurance claims processing.
 Adherence to internal credit policies and loan administration procedures regarding collections.
 To Ensure the recoveries against write-offs target is achieved
 Mentor and training of the department personnel
 Overall assessment of Non-Performing Advances, Debt Recovery success rate, critically reviewing the amounts
due in an efficient and cost-effective way.
 Report and monitor all risks associated with debt recovery
Company Profile: www.telenorbank.pk

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PB Manager
The First MicroFinance Bank Ltd.
Sep 2018 - Apr 2021 | Muridkay, Pakistan

To coordinate, supervise and control the implementation of objectives to meet the budgeted targets in all areas.
 To Encompassing CASA and ADNANCES with maintained portfolio quality and implementation of emerging
business & technologyinitiatives.
 To Develop forecasts, financial objectives and business plans.
 To Encompassing asset with maintained portfolio quality and implementation of emerging business & technology
initiatives.
 To Ensure resources and staff, developing and attaining sales goals, delivering customer service, and growing the
location\'s revenues
 Develop a Compliance & Service Quality culture within Branch.
Company Profile: www.fmfb.com.pk

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Relationship Officer
Tameer Microfinance Bank
Sep 2010 - Jun 2016 | Faisalabad, Pakistan

Evaluating the potential customer’ s worth.
 To Encompassing CASA and ADVANCES with maintained portfolio quality and implementation of emerging
business & technology initiatives.
 Making Financial Analysis of Customer eligibility for loan. Preparation of loan Application of Marketed Clients
and forwarded to Competent Authorities for seeking approvals.
 Searching for the potential markets in the territory of Faisalabad and associated region(s).
 Ensuring audit and compliance requirement as per Bank’ s policy and guidelines. Sales: handling the target of
one million every month according to bank policy especially Mortgage Running Finance housing loan.
Company Profile: www.tameerbank.com

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Assistant Manager IT
Zahid Jee Textile Mills Pvt Ltd
Jan 2007 - Feb 2010 | Faisalabad, Pakistan

To provide assistance to manager IT.
To maintain the systems of the office.
 To ensure the maintenance of every system used in office.
 To ensure the network between mill and office.
 To provide facility to supervisors of all departments of online plans declare by the management through network.
 To maintain the inventory control system of all employees.
Company Profile: www.zahidjee.com.pk

Education

Allama Iqbal Open University (aiou.edu.pk)
Bachelors, Bachelors in Science, ‎
Computer Sciences
2006
BISE Faisalabad
Intermediate/A-Level, Intermediate in Computer Science, ICS‎
Computer Science
Percentage 47%
2001
BISE Faisalabad
Matriculation/O-Level, Matric in Science, Matric‎
Sciences
Percentage 65%
1998

Skills

Expert Administration Knowledge
Expert Analytical Skills
Expert Branch Banking
Expert Branch Management
Expert Build Relationship
Expert Business Development
Expert Client Dealing
Expert Client Services Orientation
Expert Communication Skills
Expert Coordination Skills
Expert Cost Consciousness and Control
Expert Cost Control
Expert credits
Expert Customer Satisfaction Management
Expert Deposit Mobilization
Expert Hard Working
Expert Market Assessment
Expert Marketing
Expert Multi Site Team Management
Expert Negotiation Skills
Expert Official Tasks Handling
Expert Operations Management
Expert Order Taking
Expert Project Management
Expert Relationship Management
Expert Sales
Expert Sales Abilities
Expert Sales Growth Analysis
Expert Sales Management
Expert SME
Expert Strategic Sales
Expert Target Orientation
Expert Team Building
Intermediate Telemarketing
Expert Territory Management

Languages

Expert Punjabi
Expert Urdu
Intermediate English