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Senior Credit Manager – CIBG South

UBL - United Bank Limited Unverified

Karachi , Pakistan

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Posted Oct 22, 2026 27 views

Job Summary:

  • Carrying out comprehensive due diligence for corporate credit propositions to be reviewed/approved in line with internal & external regulatory framework.

  • Water-tight monitoring of the portfolio which would include but not limited to industry awareness/overdue monitoring/Client meetings.

Job Responsibilities:

  • Developing rationale of lending propositions through due diligence process for credit decision making individually & as part of credit committee.

  • Proactive monitoring of the overall ClBG portfolio, with specific emphasis on tracking overdue and ensuring an accurate Obligor Risk Ra ting (ORR). Assisting the Head of Credit Risk/CRO in making informed and prudent decisions, through a thorough review/analysis of credit package.

  • Thorough study & knowledge based on feedback/reports of all the monitoring & risk review teams. Ensuring proactive credit decision making enabling foresight or projecting future forecasts.

  • Mentoring and leading the team of risk analysts, thereby enabling a team-focus on making the best possible credit decisions.

  • Conflict management amongst all stake holders & attaining a point of intersection where interest of all the stake holders may be kept intact without losing any qua lity business opportunity, so here advisory role of risk management sets in & appropriate action plan is suggested for improvements In order to make any recommended risk profile acceptable.

  • Applying appropriate covenants in compliance of prevailing rules/regulations related to internal/external regulatory bodies for smooth execution of credit contracts.

Qualification & Experience:

  • Masters in Business/Commerce
  • Ten Years +

Job Specific Skills:

  • Regulatory framework knowledge.

  • Knowledge of banking products.

  • Market knowledge.

  • Ability to make balanced and independent judgement with the character to assess each credit proposal on its merits.

  • Good analytical and communication skills

  • Financial and industry analysis skills

Skills

contract-research-organization-cro laws-and-regulations compliance risk-management corporate-risk conflict-management coaching-mentoring Mentoring testing-and-analysis conversion-rate-optimization-cro credit-and-collections contract-research-organization credit-risk eye-face-and-head proactive-monitoring water-and-sanitation corporate-credit business-credit Due-Diligence

Job Details

Total Positions:
1 Post
Job Shift:
First Shift (Day)
Job Type:
First Shift (Day)
Job Location:
Karachi, Pakistan
Gender:
No Preference
Age:
18 - 65 Years
Minimum Education:
Master
Career Level:
Manager
Experience:
6 Years - 10 Years
Apply Before:
Oct 28, 2026
Posting Date:
Oct 22, 2026

UBL - United Bank Limited

· 11-50 employees - Karachi
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