You will play a pivotal role in shaping the product strategy, driving innovation, and delivering tailored FinTech solutions that meet the needs of both consumers and B2B/enterprise clients across Africa. This position involves overseeing the development and management of digital wallets, banking services, and B2B platforms, ensuring these products align with business goals and market demands.
Key Responsibilities
Product Strategy & Roadmap: Define and implement the end-to-end product vision, objectives, and roadmaps for a range of FinTech solutions, including digital wallets, banking services, and B2B platforms. Ensure alignment with overall business strategies and market opportunities.
Market Research & Needs Assessment: Conduct comprehensive market analysis, competitor research, and user interviews to identify trends, customer needs, and opportunities for innovation. Use these insights to prioritize product features and enhancements.
Product Development & Management: Lead cross-functional teams comprising designers, engineers, and analysts from ideation through to product launch. Focus on building scalable, secure, and user-friendly products that meet customer expectations.
Business Payments & Transactions: Manage business-oriented payment functionalities such as invoicing, payment processing, payroll, supply chain finance, and seamless integration with banking and payment networks.
Business Financial Management: Develop and optimize tools that assist business clients with budgeting, expense tracking, and cash flow management to improve financial decision-making.
B2B Platforms: Drive the creation of platforms that facilitate procurement, vendor management, and B2B marketplaces, enhancing efficiency in partner and supplier interactions.
Wallet & Banking Services: Oversee consumer-facing digital wallet features including peer-to-peer payments, money transfers, bill payments, and top-ups, as well as banking services such as accounts, savings, loans, and investment products.
UX Design & Data-Driven Decisions: Collaborate closely with UX/UI teams to create intuitive user interfaces. Leverage analytics and key performance indicators to optimize workflows, enhance customer engagement, and improve overall product performance.
Partnerships & Compliance: Establish and maintain strategic partnerships with banks, financial institutions, and technology vendors. Ensure all products and processes comply with relevant regulatory requirements.
Required Qualifications
Experience: A minimum of 8 years in FinTech product management, with a strong track record of delivering successful products.
Domain Expertise: In-depth knowledge of digital wallets, digital banking, B2B payment ecosystems, and financial management tools, particularly within emerging markets and the African context.
Leadership: Demonstrated ability to lead and mentor cross-functional product teams, fostering collaboration and driving results.
Key Skills
Product Management: Expertise in product strategy development, roadmap execution, feature prioritization, and full lifecycle management.
Domain Knowledge: Strong understanding of FinTech sectors including digital wallets, digital banking, B2B payments, payroll, invoicing, and supply chain finance.
Technical & Design: Experience collaborating on UX/UI design, optimizing user journeys, and integrating APIs and banking systems.
Analytics & Business: Proficiency in data analytics, KPI tracking, market research, and competitor analysis to inform decision-making.
Governance & Leadership: Knowledge of regulatory compliance requirements and the ability to manage strategic partnerships and lead cross-functional teams effectively.
This role offers the opportunity to influence the future of FinTech in Africa by delivering innovative, customer-centric solutions that drive financial inclusion and business growth.