Posted Oct 03, 2026
This role involves engaging with rural communities to identify and develop business opportunities aligned with organizational goals. The candidate will conduct village surveys, interact with residents to promote financial literacy, and facilitate the formation and management of Joint Liability Groups (JLGs). The position requires overseeing loan application processes, ensuring compliance with policies, and maintaining clear communication with customers regarding loan terms. Additionally, the role includes planning loan disbursements, managing recovery efforts, and maintaining accurate documentation.
Key Responsibilities
- Conduct village surveys to identify potential areas for business development based on monthly and quarterly targets.
- Organize meetings with village residents to raise awareness about financial literacy and source prospective customers.
- Facilitate the formation of new Joint Liability Groups (JLGs) and maintain professional relationships with group members.
- Ensure thorough screening of loan applications, including credibility checks and quality evaluations in line with standard loan policies and procedures.
- Provide clear orientation to members on loan processes, including detailed communication about fees, interest rates, installment schedules, and collection rules at the time of loan disbursement.
- Prepare and submit weekly loan disbursement plans to the Branch Manager.
- Adhere to professional recovery policies and procedures, conducting pre-recovery visits on a monthly basis.
- Collect Equated Monthly Installments (EMIs) according to the established collection schedule.
- Maintain accurate documentation and mandatory registers within the branch.
Required Qualifications
- Proven experience in rural business development or microfinance operations.
- Strong understanding of loan processing, screening, and recovery procedures.
- Excellent communication skills with the ability to educate and engage community members effectively.
- Ability to build and maintain professional relationships with clients and group members.
- Proficiency in maintaining accurate records and documentation.
- Strong organizational skills to manage planning and reporting responsibilities.
Preferred Qualifications and Benefits
- Experience working with Joint Liability Groups (JLGs) or similar community-based financial groups is highly desirable.
- Background in financial literacy training or community outreach programs will be an advantage.
- Opportunity to contribute to rural economic development while working in a dynamic and supportive environment.
- Exposure to structured loan disbursement and recovery processes within a reputable financial institution.
This position offers a meaningful opportunity to impact rural communities positively by facilitating access to financial services and supporting sustainable business growth.
Job Details
Annapurna Finance
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