Job Description in MCB Bank Lodhran Branch since 01.02.2021 and ContinuingManagement of entire credit portfolio of the branch through following duties.Identifying and marketing the prospective SE/ME & Commercial customers in the marketMonitoring & Administration of branch credit portfolio through regular visits and follow up. Judging customer needs on the basis of genuine business requirements.Tailor the Credit package as per customer needs and review security .Collecting market feedback and complete information.Proposal raising and document preparation in compliance to Bank and SBP policy .Financial Statements analysis, scrutinizing customer risk profile based on account performance, Industry outlook, Buyer/ Supplier relationship, Management Analysis, and identifying the risk mitigants Address the queries/ reservations of Risk Committee till final approval of credit lines. Prepare Disbursement Authorization Request. Comply with approval termsMake disb

Meezan BankBUSINESS DEVELOPMENT OFFICER  18-March 2021 to 31-Dec-2021.Responsible to achieve the agreed sales targets, and to show net increase in the deposit portfolio as per target assigned per month according policies issued from time to time. The incumbent will derive the sales of liability products of MBL in accordance with Shariah, Quality, Compliance and Audit parameters.Generated new business leads and acquired customers through effective sales strategiesBuilt and maintained relationships with existing customers to drive growthConducted market research and analyzed competitors to identify opportunities

3 month internership in sale department as a Loan Officer