خلاصہ

Senior professional having expertise in Islamic Banking, Financial Institutions, and Operations, I am a seasoned professional known for achieving results through effective roles. My track record showcases successful accomplishments across diverse tasks.


Proficient in Customer Services, Centralised Operations, Foreign and local Remittances, SWIFT Operations, Regulatory Compliance, and Transaction Monitoring. Adept at Sales & Marketing, I excel as a collaborative team player.


My strengths lie in resource optimization, robust communication, initiative, team development, time management, and adept problem-solving.

تجربہ

کمپنی کا لوگو
Consultant - Trade Finance
Euro Exim Bank Ltd.
مارچ ۲۰۲۳ - موجودہ | Karachi, Pakistan


To Promote the Company\\\'s financial products to potential customers.
To Explore and establish new and lucrative trade finance channels across diverse industries and segments.
To assist in the sales process of the products.
To facilitate favorable transactions, including issuing letters of credit, factoring, export credit and insurance, SBLC, etc., between confirmed customers and the Company, with a focus on Trade Finance Marketing.
Submit periodic reports to the Company on a weekly basis as per instructions.

کمپنی کا لوگو
Entrepreneur
Xpress Supplies
دسمبر ۲۰۱۸ - موجودہ | Karachi, Pakistan


Established a company as an entrepreneur and managing a business providing office supplies.

کمپنی کا لوگو
Takaful Financial Advisor
Pak Qatar Family Takaful Limited
اگست ۲۰۲۰ - جولائی ۲۰۲۱ | Karachi, Pakistan


Proactively acquired new clients through personal initiatives and a dynamic range of business development strategies.
Analyzed clients\' financial statuses.
Provided professional financial advice and actively promoted a comprehensive range of Wealth Management products.
Engaged in business development activities, including client presentations, demos, proposal writing, and meetings.
Worked closely with the Regional office by reporting to them regularly and seeking guidance from them on work-related matters.

کمپنی کا لوگو
Unit Head - Centralized Operations
BankIslami Pakistan Limited
جولائی ۲۰۱۳ - جنوری ۲۰۱۹ | Karachi, Pakistan


Supervised both Inward and Outward Remittances, following regulatory guidelines and ensuring high-quality service to customers within the prescribed (TAT) Turn-Around-Time.
Completed scrutiny of all Incoming MT-103 SWIFT messages and credited funds into the customer\'s account.
Ensured 100% compliance with the Bank\'s Service Management Program.
Adhered to all regulatory guidelines outlined in SBP\'s FE Manual & AML regulations.
Reported Foreign Exchange Transactions to SBP through ITRS.
Ensured 100% adherence to the Bank\'s Policies & Procedure manual on Funds Transfer and Inter-Office Memorandum on Remittances.
Liaised with the State Bank for approvals related to Outward remittances.
Authorized SWIFT messages for Outward Foreign Remittances.
Handled Centralized Foreign Outward Bill for Collection (FOBC).
Prepared Daily & Weekly SBP SCRA Reporting.
Prepared Monthly Special Foreign Currency Accounts (SFCA) Reporting.
Prepared Monthly Foreign Exchange Returns of the Centralized International Remittances Section.
Prepared Quarterly SWIFT Reporting.
Checked and controlled all Duplicate Payments.
Timely informed/reported to concerned departments regarding non-reporting Financial MTs.

کمپنی کا لوگو
Branch Banking (Customer Service Executive)
BankIslami Pakistan Limited
جولائی ۲۰۰۹ - جون ۲۰۱۳ | Karachi, Pakistan


Involved in all Branch Operations.
Adherence to all regulatory guidelines related to Branch Banking Operations.
Authorized all transactions and vouchers and clearing.
Responsible for all Cash replenishment in ATM.
Responsible for all Cash sorting and disbursement of excess cash to Cash House.
Daily / Weekly / Monthly Cash transaction reporting to State Bank of Pakistan.
Checking & releasing all Financial Payments.
Controlling all transmitted/authorized Financial Payments through exact correspondence banks.
Checking & controlling all Duplicate Payments.
Timely informed/reported to concerned departments regarding non-reporting Financial MTs.

کمپنی کا لوگو
Officer - International Remittances & SWIFT
BankIslami Pakistan Limited
مارچ ۲۰۰٦ - جون ۲۰۰۹ | Karachi, Pakistan


Processed both Inward and outward Remittances as per regulatory guidelines within the prescribed Turn Around Time (TAT).
Issued PRC against Inward Remittances.
Prepared IRV/R Forms for SBP Reporting.
Solved the queries against Inward Remittances.
Worked as a SWIFT Operator on the SWIFT Alliance System.
Handled Centralized Foreign Outward Bill for Collection (FOBC).
Prepared IRV/R Forms for SBP Reporting.
Distributed Incoming and Outgoing SWIFT Messages to respective departments.
Reported Foreign Exchange Transactions to SBP through ITRS.
Ensured that satisfaction and prompt solutions were provided to the Customers.

کمپنی کا لوگو
PA to Head of Operations (On an as-needed)
BankIslami Pakistan Limited
اپریل ۲۰۰٦ - فروری ۲۰۰۸ | Karachi, Pakistan


Provided comprehensive secretarial support.
Prepared personal and official documents/emails.
Typed correspondences, memos, and emails, and managed all official and confidential documents.
Handled all incoming correspondence received by courier.
Maintained filing records with centralized and departmental systems.

کمپنی کا لوگو
Officer - Central Operations Division
Union Bank Limited.
مارچ ۲۰۰۱ - مارچ ۲۰۰٦ | Karachi, Pakistan


Processed Inward Remittances according to regulatory guidelines within the prescribed Turn-Around-Time.
Prepared MT-103 Outward Messages.
Prepared MT-199 & MT-999 Inquiry Messages.
Prepared MT-110 SWIFT Messages against FDD Issuance.
Worked as a SWIFT Operator on the SWIFT Alliance System.

کمپنی کا لوگو
Computer Operator
Cosmos Engineering
اپریل ۱۹۹۸ - مارچ ۲۰۰۱ | Karachi, Pakistan


Computer Operator Cum Coordinating Officer

تعلیم

Allama Iqbal Open University Pakistan.
بیچلرز, بیچلرز ان آرٹس, ‎
International Relations
1999
Jinnah Polytechnic Institute, Karachi.
ڈپلوما, Associate Engineer‎
Civil Engineering
مکمل
1995
Dehli Govt. Boys Secondary School
میٹرک / او لیول, ماسٹرز ان بزنس ایڈمنسٹریشن, Secondary School Certificate‎
Chemistry, Mathematics, Physics
فی صد %
1990

پیشہ ورانہ مہارتیں

ماہر Cash Handling
ماہر Client Dealing
ماہر Communication Skills
ماہر Computer Knowledge
ماہر Coordination Skills
ماہر Customer Services
ماہر End To End Sales
متوسط Fluent in English
متوسط Forex Trading
متوسط International Trade
ماہر Leadership Collections Handling
ماہر Negotiation Skills
متوسط Office Management
متوسط Record Keeping
متوسط Relations Management
متوسط Sales
ماہر Sales Abilities
متوسط Sales Management
ماہر Security Principles
متوسط Time Management
ماہر Transaction Record Management
متوسط Unreal and Blender

زبانیں

متوسط انگریزی
ماہر اردو