خلاصہ

Track record of solving complex problems, optimizing and training teams to enter in new growth markets


Pan Pakistan area: Except Sialkot, Hyderabad and Sukkur belt.


I am a target oriented and award winning leader with 25 years’ experience in credits, branch management, commercial lending, and retail banking groups. I am highly skilled at overseeing and streamlining banking operations through efficient management, while securing business from large customers in a given area. Serve as General Manager and Executive Vice President while working in the commercial & retail banking group. I am adept at developing strong marketing plans, managing personal/business accounts, and creating bank policies to bring in more corporate business. Proven change leader with flexibility, tolerance, dedication and decision-making, lead and motivate staff to achieve company goals and collaborate with personnel of diverse cultures. Able to distil complex business problems into tangible revenue, efficiency, and margin driven business growth with a relentless commitment to quality, employee engagement, and customer satisfaction. Won many prizes in cross sell in addition to liability.


My key skills include Branch Management | Team Leadership | Lending Portfolio Management | Liability Customers Handling | Proposals Development | Budgeting & Forecasting | Cost Reduction | Cross selling / Up Selling Techniques | Continuous Process Improvement | Commercial & Retail banking | Credit Management | Banking Operations | Special Assets Management


My professional background and great industrial exposure coupled with an excellent track record makes me an ideal candidate for executive roles. As such I would welcome a discussion regarding opportunities with your organization that fit my background.

تجربہ

کمپنی کا لوگو
General Manager Central II
Soneri Bank Ltd.
جنوری ۲۰۲۲ - موجودہ | Multan, Pakistan

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General Manager – South I
Soneri Bank Limited
مارچ ۲۰۱۸ - جنوری ۲۰۲۲ | Karachi, Pakistan


Lead high performing business team to attain branch objectives, while staying within budget. Design and execute effective plans to ensure branch expansion and present report to Group Head CRBG. Deliver strategic direction and guidelines to team members to meet business targets. Hold full accountability for recognizing investment opportunities and business potentials to maintain industrial trends and economic/ financial environment of the country.
Key Accomplishments:
·         Achieved bottom line results by leading five regions, including Karachi & Baluchistan area with network of 70 branches.
·         Set a benchmark of excellence by supervising a total deposit stands of Rs.124B, trade of Rs.137B, and advances of Rs.25B.
·         Succeeded in achieving first and second position in H1 & H2 2020 CA deposit campaign and winning cash prize respectively.

کمپنی کا لوگو
General Manager – North
Soneri Bank Ltd
اگست ۲۰۱۵ - مارچ ۲۰۱۸ | Islamabad, Pakistan

Assumed and maintained full liability for supervising four regions in Rawalpindi, Islamabad, Mirpur, and GB area with 43 branches network. Revised organizational effectiveness by developing processes, overseeing employees, establishing a highly motivated work environment, and creating innovative approaches for improvement. Generated and presented reports to the Group Head CRBG. Recruited and trained high-performing employees to achieve sales, profitability, and branch objectives.
Key Accomplishments:
·         Played an integral role in spearheading total deposit of Rs.30B, trade of Rs.32B, and advances of Rs.5B.
·         Earned cash prize by securing first and second positions in H1 2017 CA deposit campaign.
·         Improved efficiency as well as raised profits while leading the overall operations of a company or division.

کمپنی کا لوگو
General Manager – Central II
Soneri Bank Limited
جنوری ۲۰۱۵ - اگست ۲۰۱۵ | Multan, Pakistan

Administered Faisalabad, Multan, and Sahiwal along with the network of 45 branches ranges from Manga Mandi to Sadiqabad. Delegate responsibilities to the employees to perform them while enforcing all policies, procedures, standards, specifications, guidelines, training programs, and cultural values.
Key Accomplishments:
·         Awarded as the first runner up GM pan Pakistan in 2015 in recognition of achievement of excellence.
·         Efficiently supervised trade of Rs.15B, deposit portfolio of Rs.11B, and advances of Rs.12B.

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Regional Head
Soneri Bank Limited
اپریل ۲۰۱۲ - دسمبر ۲۰۱۴ | Lahore, Pakistan

Expertly handled portfolio of 16 branches while operating in different regions at Lahore. Developed and implemented operational methods to increase branch productivity.
Key Accomplishments:
·         Acknowledged as top RH pan Pakistan in respective category of RH’s in 2013 and 2014.
·         Enhanced banking knowledge while attending an international course at Malaysia in 2014.

کمپنی کا لوگو
Deputy General Manager – Band I
Habib Bank Ltd.
جون ۲۰۱۰ - اپریل ۲۰۱۲ | Lahore, Pakistan

کمپنی کا لوگو
Regional Head
MCB Bank Ltd.
جون ۲۰۰۷ - جون ۲۰۱۰ | Gujranwala, Pakistan

کمپنی کا لوگو
Chief Manager at Branches
MCB Bank Ltd.
اپریل ۱۹۹۹ - فروری ۲۰۰۷ | Lahore, Pakistan

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Credit & Marketing Officer
Union Leasing Ltd.
اگست ۱۹۹٦ - اپریل ۱۹۹۹ | Lahore, Pakistan

تعلیم

Quaid-i-Azam University
ماسٹرز, ماسٹرز ان بزنس ایڈمنسٹریشن, MBA MKT & Finance‎
Finance and Marketing
درجہ A
1995
Hailey College of Commerce
بیچلرز, بیچلرز ان کامرس, B.Com‎
Commerce
درجہ A
1993

پیشہ ورانہ مہارتیں

ماہر Commercial & Retail Banking
ماہر Multi-Cultural Team Management
ماہر Portfolio Management

زبانیں

ماہر اردو
ماہر انگریزی