Ø Procurement of business from government agencies
Ø Fulfillment of tender proceedings through follow up with agencies
Ø Account reconciliation & financial statement analysis
Ø Talent Management
Ø Risk assessment & policy transformation
Ø Marketing new clientele and revival of old clients
Ø Dealing with different vendors for on-going business activities
Ø Ensuring cost effective credit related facilities through banking channels
Ø Ensuring compliance with quality standards of various government agencies
Ø Addressing FBR queries as and when required along with engaging other resources in the midst
Ø Maintaining deposit portfolio of over Rs. 350 Million of diversified clientele
Ø Promoting and executing secured and unsecured lending/advances
Ø Soliciting investment avenues to the client as per their needs
Ø Ensuring timely execution of their trade and credit related transactions
Ø To interact with the customer for the purpose of business development
Ø To enhance marketing and cross selling of retail / consumer products & services
Ø Handling an asset portfolio over 1 Billion at the Credit Hub-South-I
Ø Analyzing, Evaluating and processing customers’ request for credit lines and putting it up to the Credit Committee in the form of Credit Line Proposals which includes; Renewals, Fresh, Enhancement, Reduction & One-Off’s
Ø Responsible for making IOM’s for Temporary Extension
Ø Responsible for execution & monitoring of different credit transactions i.e. FIM, FATR Adjustments, & Mark-up Recovery
Ø Reviewing and monitoring periodical statements of advances
Ø Assessment of risk by analyzing financials and projections, industry trends, collateral and loan structure
Ø Market checking (both formal and informal) of credit accounts i.e. through E-CIB, Credit Reports from client’s existing bank’s and cross reference from other reliable sources
Ø Prepare Visit / Call Report inserting concluding remarks with future line of action
Ø Liaison with internal departments of the bank like CAD, COD, BB, etc to ensure smooth processing of the transactions
Ø Ensuring perfect execution and completion of security documentation in consultation with Credit Support Unit
Ø Enhancement of Car Loan and House Loan Business
Ø Bancassurance Business
Ø Ensuring compliance with prudential and regulatory standards and adherence to internal and external policies
Ø Provide support for internal / external investigations into customer accounts and instances of fraud / money laundering
Ø Implementing strategies to fuel growth in the Branch\'s deposit base and other business targets