1. Underwriting Team Leadership & Development:

Motivated and coached a team of underwriters to achieve individual and team performance goals.
Provided ongoing training and development opportunities to enhance team skills and knowledge.
Supported a positive and collaborative work environment to foster team spirit and productivity.

2. MIS Maintenance & Reporting:

Maintained and optimized MIS systems to ensure smooth data flow and accurate reporting.
Developed and implemented automated reports to improve efficiency and data accessibility.

3. Data Analysis & Power BI Reports:

Analyzed data using various techniques to identify trends and insights.
Created interactive Power BI reports to visualize data effectively and support informed decision-making.

4. Outstanding Reporting & Follow-up:

Delivered clear, concise, and timely reports exceeding stakeholder expectations.
Proactively followed up on reports to ensure understanding and address any questions.

5. Customized MIS Systems & Support:

Developed and customized MIS systems to meet the specific needs of sales managers and heads upon request.
Provided ongoing support and training to ensure user proficiency with the MIS systems.

6. Streamlined Sales Operations:

Facilitated smooth sales coordination between departments for efficient deal progression.
Prepared and disbursed commissions accurately and timely to motivate and retain sales personnel.

7. Financial Responsibility:

Managed petty cash with meticulous record-keeping and adherence to financial procedures.

8. Event Planning & Execution:

Organized and executed successful events, ensuring logistics, communication, and attendee satisfaction.

9. Problem-Solving & Team Support:

Assisted office staff in resolving daily routine challenges and addressing in-house IT issues efficiently.

1. Developed and maintained performance dashboards:

Designed and implemented interactive dashboards to track key performance indicators (KPIs) for both mortgage and auto Team.
Provided data-driven insights to support informed decision-making at various levels of the organization.

2. Streamlined performance reporting:

Automated the generation and circulation of performance MIS reports, improving efficiency and data accessibility.
Streamlined reporting processes to reduce turnaround times and ensure timely communication of critical performance metrics.

3. Facilitated accurate and efficient loan disbursement:

Prepared comprehensive approval and disbursement reports, ensuring adherence to financial regulations and internal controls.
Collaborated with relevant teams (SPU, CIU) to identify and resolve discrepancies proactively, minimizing delays in loan processing.

4. Managed pre- and post-disbursement legal requirements:

Liaised with legal counsel to ensure proper document preparation and adherence to legal compliance before and after loan disbursement.
Proactively addressed legal concerns and ensured timely resolution to prevent disbursement delays.

5. Enhanced customer experience through disbursement coordination:

Coordinated effectively with branches and customers to ensure smooth and timely disbursement of loan funds.
Proactively addressed customer inquiries and concerns regarding disbursements, fostering positive relationships and satisfaction.

1. Revenue Cycle Management:

Managed the complete invoicing and collection process, ensuring timely receipt of payments and maintaining positive cash flow.
Implemented effective collection strategies to minimize bad debts and improve collection efficiency.

2. Financial Problem-Solving & Reconciliation:

Proactively identified and resolved accounting and financial discrepancies in a timely manner, ensuring the accuracy and integrity of financial data.
Maintained and reconciled various ledgers (debtors, creditors, bank) using strong analytical and financial accounting skills.

3. Variance Analysis & Reporting:

Performed in-depth variance analysis on monthly financial statements, identifying significant variations in sales, cost of sales, and financial expenses.
Prepared insightful reports for management, highlighting key variances and their potential causes, driving informed decision-making.

4. Cash Management & Petty Cash Control:

Managed daily cash flows, ensuring sufficient funds for operational needs and optimizing cash utilization.
Analyzed debtors and creditors aging summaries to determine optimal payment schedules and maintain healthy cash flow.
Handled petty cash responsibly following established procedures and ensuring accurate record-keeping.

5. Payroll Processing & Inventory Management:

Prepared and verified payroll sheets accurately and efficiently, ensuring timely and compliant employee compensation.
Monitored stock levels and conducted inventory reconciliations to maintain accurate inventory records and optimize stock management.

6. Customer Relationship Management & Feedback Implementation:

Conducted monthly visits to customer sites to gather feedback, address concerns, and foster positive customer relationships.
Analyzed customer feedback and implemented necessary actions to address identified issues and improve customer satisfaction.

Preparation of all type of MIS(s) pertaining to Collection on daily basis with accurate statistics that includes Credit Cards, Online Fund Transfers, Cash & Cheques.
Handled account receivables and prepared monthly and quarterly reports.
Worked to resolve accounting and finance issues in a timely manner.
Scrutinize and reviewed insurance claims of customers.
Scrutinized, reviewed and preparation of commissions for sales team.
Reviewed financial documentation to ensure accuracy.
Made necessary adjustments to invoices and tracked customer payments.
Prepared detailed spreadsheets and monthly financial statements.
Prepared Banks Reconciliation statement on weekly / fortnightly basis.
Assisted with internal and external audits.
Handled petty cash to meet day-to-day expenses of the organization.
Coordinated with other departments to ensure consistency. 

Preparation of MIS against applications received from pan Pakistan.
Conduct applications verification process.
Account validation checking.
Pre- Screening of new logged-in cases.
Data Entry of new logged-in cases.
Reconciliation of applications before processing for achieving.
Correspondence with all consumer credit operations.