Develop and standardize written policy documentation related to the credit
and customer set up process.\"
Interface with sales organization to communicate credit decisions and
ensure timely review of new customers.\"
Make credit decisions within assigned authority.
Plan and organize activities of credit / customer set up team to ensure file reviews
are completed timely / accurately.\"
Initiate process improvement and quality reviews to simplify and improve productivity.
Negotiate documentation and payment terms with customers to ensure
transactions are properly secured.\"
Resolve credit issues with customers.
Develop management reporting.

Evaluating credit customers (bounce cheque history, total amount of credit availed, average receivable days)
for approval of credit agreements.\"
Preparing ageing of credit customers fortnightly for management review & recovery.
Monitoring timely recovery of outstanding payments against NON PDC credit customers.
Raising sale debit notes for bounce cheque & updating relevant charges in IBOX.
Monthly bounce cheque report for management review.
Monitoring of daily collection of credit customers, its reconciliation and depositing in bank account for all offices in Pakistan.
Discussing monthly MIS’s, productivity & targets on monthly basis to set clear KPIs.
Generating daily + weekly + monthly credit / ageing reports and liaison with the head of priority banking .
Identifying items in Bank reconciliation of receivables.
Maintaining record of tax challan for withholding tax deducted by customers.
Achievements
Reduction of DSO of worth PKR 200 Million from 77 DSO to 56 DSO in a month.
Managing and controlling team of 12 Credit Control officers placed in 4 regions.
Developing international client retention initiatives and forming strong professional client relationships.

Monitoring timely recovery of outstanding payments against NON PDC credit customers.
Raising sale debit notes for bounce cheque & updating relevant charges in IBOX.
Monthly bounce cheque report for management review. Monitoring of daily collection of credit customers, its reconciliation and depositing in bank account for all offices in Pakistan.
Identifying items in Bank reconciliation of receivables.
Maintaining record of tax challan for withholding tax deducted by customers.
Developing international client retention initiatives and forming strong professional client relationships.