To manage and develop the business of branch by the marketing Advans Bank product and service.
To ensure the credit compliance enlighten with credit policy assigned by bank.
Execute the strategy to achieve the deserving financial results, quality of service and customer centric along with Branch Manager.
Conduct the management visit before sanction loan on applicant business to ensure the compliance and policy provide by Head Office.
Performing role of LCM for the loan sanction decision after the thoroughly review of complet loan file.
Conduct prospection regarding deposit and advance with collaboration of entire business and operations team.
Responsible to ensure the service of operations and monitoring of compliance as well as profitability of business unit.
Overall achieve in aduit/ compliance with the team efforts.
Ensure to all the operational staff is aware about the internal and external regulatory framework.
Overall responsible to enhance the liability portfolio and also retain the credit portfolio for the branch and bank's favor.
Responsible to maintain the healthy environment in the favor of employee and customer.
To ensure the month end all rejected files close in system and handed over the operation team.
Field monitoring and management visits in field.
Look after all the sale maters and operational task.

Daily morning meeting ( discussion on file preparation & follow up on prospected clients)
Field monitoring and management visits in field.
Look after all the sale maters and operational task.
Check all the loan approved respecting KYC.
All loans approved respecting eligibility criteria and required documentation.
All loans approved respect the credit policy and fitted the need/ repayment capacity/ situation of client.
All management visits are documented.
Monitoring the
Client Risk
Financial Risk
On field Coaching
Prospection
Application
Appraisals
Risk Identification
Mitigation of Risk
Cross Checking

Daily morning meeting ( discussion on file preparation & follow up on prospected clients).
Are identification prospection planing (group information)
Implementation of prospection plan.
Field monitoring and management visits in field.
Appraisal / LAF preparation.
Mismatch between application and LAF.
File checking initial documents ( ECIB, verisys, utility bills, sales purchase record.
Cross check of client morality and financials.
Loan committee meeting.
Helping CROs in appraisal and file preparation.
Keep the team motivated.
Providing feedback to the non-performers.

Organizing prospecting and communication actions in the zone of intervention.
Introducing product and service to target population.
Identifying client's need and propose new products/ service to the management.
Ensuring that each customer receive outstanding service.
Conducting loan appraisal and to conduct detail information.
Presenting the loan request at the loan committee.
Monitoring the loan portfolio to ensure timely repayment.
Organizing recovery actions in case of late repayment.

Analyze applicant's financial status, credit and property emulations to determine feasibility of granting loans.
Obtain and compile copies of loan applicant's credit history, corporate financial statement & other financial information.
Review loan agreement to ensure that they are complete & accurate according to policy.
Better meet customer's needs.
Handle customer complaints & take appropriate action to resolve them.
Work with clients to identify their financial goals & to find ways of reaching those goals.