خلاصہ

Experienced financial professional with 6 years of expertise in microfinance banking, specializing in MSME loan management, credit appraisal, and risk analysis. Successfully managed large-ticket business, housing, and commercial vehicle loans, building and maintaining fresh portfolios. Skilled in account opening, loan recovery, and compliance with credit policies. Adept at conducting credit verifications and mitigating risks in financial operations. A results-driven professional committed to ensuring financial growth and operational excellence.

تجربہ

کمپنی کا لوگو
Verification Officer/Credit Officer
U Microfinance Bank
نومبر ۲۰۲۳ - موجودہ | ICT, Pakistan

Pre and post verification of loan files according to the bank policy's,

کمپنی کا لوگو
Credit Officer ( Verification Officer)
LOLC Microfinance Bank
مارچ ۲۰۲۳ - اکتوبر ۲۰۲۳ | Rawalpindi, Pakistan

divpVerification of loans and maintain bank rules and regulations , verification of files docoments /p/div

کمپنی کا لوگو
Realationship Officer MSME
HBL Microfinance Bank
جنوری ۲۰۱۹ - جنوری ۲۰۲۳ | Taxila, Pakistan

Lending on various products of bank according the product manual, high &low ticket size of loans maintain the service quality of organization and bank policies, working in Urban and rural areas build and handled 70 million of portfolio with 450 number of clints and 100 % recovery

تعلیم

University of the Punjab
ماسٹرز, بیچلرز ان آرٹس, B.A‎
Political Science
فی صد 49%
2012
FG Degree College for Men Wah Cantt.
انٹرمیڈیٹ / اے لیول, فیکلٹی آف آرٹس, F.A‎
فی صد 57%
2010
Rawalpindi Board (BISE Rawalpindi)
نان میٹرک, Matric in Arts‎
Arts
مکمل
2008

پیشہ ورانہ مہارتیں

ماہر Account Creation
ابتدائی Accounts / Manager
متوسط Accounts Payments Handling
ابتدائی Administration Knowledge
ابتدائی Agri Knowledge
ابتدائی Analytical Skills
متوسط Anti Money Laundering
متوسط Bank Reconciliation on
ماہر Banking Knowledge
متوسط Business Development
ماہر Business Development Process
متوسط Business Development Process 1
متوسط Business Development Strategies
ابتدائی Business Strategies
متوسط Cash Handling
متوسط Cash Registration
ماہر Client Dealing 
ماہر Client Relationship
ماہر Client Relationship Management
ماہر Communication and Negotiation Skills
ماہر Communication Skills
متوسط Complaint Management
متوسط Compliance
ماہر Computer Applications Command
متوسط Conflict Management
ماہر Coordination Skills
ابتدائی Credit Assessment
ماہر Credit Collection Recovery
متوسط Credit Proposals
ماہر Cross Selling
ماہر Customer Analysis
ماہر Customer Relation Management
متوسط Customer Retention
ماہر Customer Satisfaction Management
ماہر Customer Service
ماہر Customer Service Skills
ماہر Customer Services
ماہر Decision Making
ماہر End to End Sales
متوسط End-to-End Sale
متوسط Equipment Maintenance Coordination
ماہر ERP Oracle
متوسط Financial Analysis
ماہر Fluent in English
ماہر Front Office Support
متوسط Industry Risk Analysis
ماہر Installation Process Knowledge
متوسط Interpersonal Skills
متوسط Land Revenue Documentation
متوسط Lead Generation

زبانیں

متوسط انگریزی
ماہر پنجابی
ماہر اردو