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خلاصہ
I am a results-driven professional with a strong educational background in accounting, finance, and commerce. My expertise lies in financial analysis, credit risk management, and ensuring regulatory compliance. I have a proven track record of preparing and analyzing financial statements, maintaining ledgers, and reconciling accounts, all while upholding the highest standards of accuracy and professionalism.
Throughout my career, I have demonstrated expertise in managing financial risk, investment advisory, and credit-related tasks. I am adept at coordinating with branches to ensure timely credit collection, assessment, and follow-up. My ability to analyze financial data and implement improvements has been recognized by management, as I consistently contribute to process enhancements and operational success.
I take pride in my commitment to regulatory compliance, including the implementation of Anti-Money Laundering (AML) policies in collaboration with compliance teams. My analytical skills and attention to detail enable me to produce accurate financial reports, monitor risk, and manage accounts effectively. Building strong professional relationships with team members and stakeholders is a key strength, ensuring seamless collaboration and success in dynamic environments.
Beyond my technical skills, I am dedicated to fostering productive relationships with colleagues and stakeholders. I believe in the power of collaboration and effective communication to drive organizational success. My educational achievements, professional training, and passion for continuous learning position me to excel in the ever-evolving finance and banking landscape.
پراجیکٹس
تجربہ
Branch Coordinator
Evaluate and analyze credit applications for individuals, SMEs, and corporate clients to determine creditworthiness.
Collaborate with the Compliance Head to ensure adherence to AML (Anti-Money Laundering) rules and internal policies.
Deliver first-rate support in creating and executing effective credit policies for streamlining credit operations.
Maintain accurate and comprehensive credit files to ensure timely processing and records of loan agreements.
Verify legal and regulatory records for credit disbursement in line with credit committee approvals and facility terms.
Key Accomplishments
Achieved efficient credit report collection, assessment, and action point implementation through branch coordination and ensured proper custody of credit documents.
Functioned in close collaboration with branches to resolve HO related matters and ensure receipt of reports from branches on weekly, monthly, and as per requirement.
Ensured accurate monitoring of excess, sundry, and sundry receivable accounts by identifying unusual amounts, obtaining clarifications from branches, and maintaining financial integrity and compliance across all monitored accounts.
Liaised with branch and HO to oversee all accounting entries, arrange approvals, execute transactions, and process HO vouchers and adjustments per SOPs.
Credit Officer
Disbursement as according to SBP and sharia accordingly credit reports sundry creditor sundry debtor price difference late payment charges compliance dashboard reports pain Pakistan more reports etc.
