  Worked as “Deputy Zonal Head ” in ASA Pakistan Ltd Reporting to Head of Operations . Operations Department, Head Office, Karachi, Pakistan. Major Responsibilities :- • Management all Operational activities • Business Development • Review and develop the Organization policies and guidelines. • In coordination with HR, Finance and Risk, develop Role and responsibilities DCM,CM, AM,BM & LO. • Ensuring an acceptable level of recovery

Pak Oman Microfinance Bank 10th November 2014 31st July 2016
Inaugurated on May 21, 2006 as a nationwide micro finance Bank. Paid-up capital of PKR 1 billion. Our Sponsors are Govt. of Sultanate of Oman with 67% shareholding and Pak Oman Investment company (joint venture between Govt. of Pakistan and Sultanate of Oman) with 33% shareholding. The Bank is offering a range of micro credit and micro savings products and services and aspires to become an engine of job creation to the under privileged segments of our society.
 Worked as “Regional/Area Manager ” in Pak Oman Microfinance Bank Sindh region
Major Responsibilities :-
• Monitoring and Supervision of Regional business development and focusing on timely achievements of disbursement targets and Deposit targets .
• Ensure the 100% recovery
• Responsible for mobilization as per targets and effective & efficient management of medium and large deposits and customer dealing in branch; will work as front end staff in banking hall and will be responsible to handle deposit customers queries in accordance with the service quality standards of the bank.
• Responsible to handle new and existing portfolio of branch liability clients.
• Supports the branch in terms of product processing and service deliveries at front end.
• Deposit mobilization for branch, achieve given targets.
• Ensure proper upkeep of branch to provide comfortable & conducive environment to customers.

Thardeep Mircro Finance Program TMP – 3rd June 2013 to 5th November 14



Thardeep Rural Development Programme (TRDP) is a non-profit organization, registered under the societies Act, working in the rural areas of Tharparkar, Mirpurkhas, Dadu and Khairpur Badin and Sanghr districts of Sindh, Pakistan. The programme is aimed at facilitating the rural and urban , Semi urban communities in a way that they can be empowered to secure their rights with command over resources and capabilities to manage the process of sustainable development.

 Worked as “District Manager ” in Thardeep Micro Finance Program TMFP and responsible for overall activities of Micro finance and Micro credit also leading with 10 Branches of District Badin Sindh
Key Responsibilities :-
• To ensure the District Target V/S Achievements
• District HR maintenance
• Resolving the community and staff issue
• Prepare the daily , weekly and monthly filed plan
• Ensure the 100% of district recovery
• District management and Administration
• Control upon the staff conflicts and make resolve on spot
• Staff on job training and capacity building
• Reporting

ASA Pakistan LTD From 3rd September 2008 to 31 May 2013

ASA, one of the leading NGO Microfinance Institutions (NGO-MFI) in Bangladesh, was start in 1978 it has long been providing Technical Assistance (TA) to numerous Microfinance Institutions (MFIs) around the world. To date, ASA experts have worked in 15 countries – providing TA to MFIs with the intention of enhancing their institutional capacity to achieve financial and operational self-sustainability.
ASA INTERNATIONAL (ASAI) was thus born in April 2007 – with the mission of financially empowering the poorest and deprived population of the world.
At present ASAI is working in the Philippines, India, Pakistan, Sri Lanka, Ghana, Nigeria, Afghanistan, Cambodia and some other countries, such as, Indonesia, China, etc

 Worked as “Regional Manager ” in ASA Pakistan Limited and responsible for overall activities of Micro finance and Micro credit also leading with 10 Brnaches of Mirpurkhass, Hyderabad, Umerkot ,Tharparkar, Sanghar and Tando allahyar, Badin Karachi Districts


Major Responsibilities,

• Responsible for whole Region operations, timely disbursement, recovery, correspondence and managing the portfolio quality.
• Responsible for taking initiative and identify activities, concepts and suggestions for further improvement.
• To monitor proper implementation of the program activities.
• Proper and deserving persons are served with the credit facility and enterprise development.
• Evaluate performance of subordinate staff and recommendation for reward and reprimand. Also assess trainings for their capacity building.
• Identifying new areas and carrying out market research to growth program outreach.

SAFCO Support Foundation SSF
Sustainable Actions to Access Financial Capital Opportunities (SAFCO)

Safco Support Foundation (SSF) has commenced operations in May, 2009. It has been planned to gradually transform the micro credit operations of the Sindh Agricultural & Forestry Workers Coordinating Organization-SAFWCO into a specialized micro-finance institution a public company limited by guarantee registered under section 42 of the Companies Ordinance 1984. SAFWCO recognizes several advantages to registration under section 42. These include the ability to raise new sources of equity funds, to offer specialized credit services, and the opportunity to achieve scale through adopting a company’s environment.

• Worked as a Area Manager Shahdadpur , Sanghar & Nawab Shah Region CED (Microfinance) In Credit & Enterprise Development Sector from April 2006 – 30 April 2008 in SAFCO
• Worked as a Branch Manager (Microfinance) in Credit & Enter Prize Development Sector from June 2004- March 2006 in SAFCO
• Worked as Credit Officer Credit & Enterprise Development Sector from March 2003- May 2004.SAFCO
• Worked as Assistant Credit Officer from Feb 2001to march 2003 in SAFCO

Major Responsibilities

• Responsible for PPAF Project, and other SAFCO micro credit sector projects/ programs, timely disbursement, recovery, correspondence, reporting as per project description according to agreement.
• Devising program implementation strategy within the Region for 6 various branches .
• Take initiative and identify activities, concepts and suggestions for further improvement of sartorial program
• Prepare presentations on the Region activities and present as required
• Provide services as a resource person in the area enterprise development within or outside the organization.
• To establish interaction with the consultants for assistance in organizational and sartorial sustainability.