Experienced banking compliance and operations personnel to adapt, develop and implement comprehensive regulatory frameworks to ensure adherence to banking policies, procedures and laws. With Proven track record of conducting through risk assessment, audit, operations and forecasting a culture of compliance within financial institutions. Dedicated to maintaining the highest standards of integrity, ethics, and regulatory compliance to safeguard organizational interests and enhance stakeholder trust.

1. Annual Business Expansion Plan- SBP Coordination 2. Coordination with NIFT and other clearing arrangements 3. Coordination’s with All SBP BSc offices for Monthly/Quarterly/Semi-Annually/ Annual Reports 4. Processing of Cash Management of all KMBL Network with proper SBP guidelines. 5. Audit Support & Compliance n

1. SBP Coordination - Annual Business Expansion Plan
 Coordination with regulatory authorities and concerned stakeholders for documentations / communique related
to branch / Service Centre opening, closing or shifting.
 Coordination with SBP for opening accounts, managing signatories / Power of attorney etc.
 Coordinate with area office and concerned stakeholders for enrolment / de-enrolment of clearing and cash
management for branch / Service Centre opening, closing or shifting.
 Coordinate with SBP departments’. i.e., BPRD, BID, Currency Department, Finance department & PSD.
2. Coordination with NIFT and other clearing arrangements
 Coordinate with NIFT and designated bank/arrangements for issues related to clearing, reconciliation between
KMBL, other bank and NIFT, and other issues arising from time to time for earlier and effective closure.
 Coordination with branches for timely posting of clearing and providing clearing reports where required.
 Reconciliation of invoices and coordination with concerned stakeholders for payment.
3. Processing of Cash Management
 To receive and compile daily Cash requirement requests from KMBL branches.
 Coordinate with F&A /treasury department for availability of required funds and generating X-pins.
 Liaison with respective bank’s CMD or SBP (as required) for arrangements.
 Correspond with KMBL branches for effective delivery of Cash.
 Coordinate with all stakeholders to meet emergency Cash requests.
 Reconciling CMD invoices and liaison for payments with all concerned.
 Monitoring CIPL, breaches and ensuring insurance cover accordingly, preparing reports and coordinating with
concerned for compliance.
 Monitoring CIT (Cash in Transit) GL on daily basis and ensuring correct posting of cash transportation related
transaction by branches.
 Correspondence with all SBP BSC regarding KMBL branches fresh cash & other compliance.
4. Audit Support & Compliance
 Ensure compliance with Operations policy & procedures.
 Ensure minimum audit observations/findings for all types of audit
 Certification of course completion AML-CFT-CDD
 Resolve outstanding observations of audit/inspection
5. Project Delivery at KMBL
 Successfully done RTGS project in KMBL
 Prepared and approved KMBL business case for machine sorted cash from Management
 Prepared and approved KMBL Business case for Pakistan Remittance Initiative (PRI)