Maintain & Reporting Borrowing Accounts, Running Finance Accounts & Company investments.Maintain Relationships with Financial Institutions, Banks, and Auditors & Consultants.Coordinate the Annual Financial Audit of company in the supervision of AGM, CFO.Prepare financial including Payroll, Cash Book, Bank Reconciliation, Trial Balance, Financial Disbursements, Ledgers, Bank Receipt Vouchers.Monitoring everyday Finance & Accounts activities of Areas, Regions and Head office.Maintaining Cash, Cheque Payments, Petty Cash & Daily Expenses for Complies Records.To Ensure the Funds Transfer as per need in different accounts of (Districts, Area & Head office).Maintain Bank accounts, Fund Transfer & controlling day‐to‐day financial transactions.Maintaining Operational Expenses, Disbursements, Budgets, Funds & Prepare Accounts reports.Maintain FIS, MIS, Ledgers and all Bank Accounts on monthly basis for Reconciliation’s.To handle Computerize Accounting in latest Enterprises Resources Planning System.Prepare Staff Salaries & Keep updated staff Accounts (e.g. staff loans/ staff advances).Maintain Employees EOBI record and timely payments.Maintain Record of Accounts Payable and Accounts Receivables.Ensure timely payment of all Utility Bills i.e. Electricity, WASA, SSGC, Telephone.Maintain WHT Tax record (Income tax, SST & GST) into IRIS & SRB, FBR submit tax timely into bank.Maintaining record of Daily Financial Report & submitted summary to all concerned.Manage funds of Micro Credit Loan Portfolio & recovery & disbursement of loans & submission reports to CFO, Senior Management.Vehicle Management, (Vehicle; Reports, Logbook, and Insurance)Maintaining Asset record/Fixed Asset register of all OfficesProcurement of Office Equipment, Furniture, and Office Supplies/Stationery. Carrey out any other duties assigned by AGM, CFO, CEO also Senior Management.

Thardeep Microfinance Foundation is a non-banking fiancé company registered under section 42 of the Companies Act 2017, In persuading the SECP regulation requirements, TMF sought NBFC License exclusively to perform as a financial services provider.
1. Finance & Accounts Payments:
• Maintain financial records including BPVs, BRVs, JVs, CPVs, CRVs, Payroll, financial disbursements, & ledgers.
• Maintain the record, release payments against billed items ordered, receive & reconcile through the vendor.
• Process final settlement & PF investment Loan applications after determining employee’s eligibility.
• Prepare Staff Salaries (Electronic Payments) keep updated staff Accounts (e.g. staff loans/ staff advances).
• Monitor the subsidiary ledgers of Accounts Payable and Receivable.
• Ensure timely payments of all Utility Bills i.e. Electricity, Water, SSGC and Telephone.
2. Banking & Record Keeping:
• Interact with banks to address routine financial matters and requirements.
• Keep & satisfied for include addition / removal of authorized signatories.
• Preparing Bank reconciliation of all accounts monthly & Bank Record of Company Daily Basis.
• Maintain office records & organize a filing system for important purposes of sending letters, emails & confidential documents.
3. Taxation, Legal and Compliance:
• Ensure strict compliance with financial rules & regulations with all Govt taxes bodies.
• Deduction of Sales/Income taxes from vendor/consultant/employee’s payments as per Govt tax laws.
• Scrutiny of Taxes WHT, GST & SST on payments & deposit to authorities as given by FBR and SRB.
4. Internal & External Audit:
• Ensuring Internal & External Audit and Coordinating with the Auditor’s team.
• Coordinate & arrange bank confirmations during audit & confirmation of any donations/grants.
• Coordinate with Annual Audit of company in the supervision of higher management

1. Finance / Payments:
• Maintain financial records including BPVs, BRVs, JVs, Funds Disburse & prepare the Utilization of budget statements.
• Preparing Bank reconciliation statements of all accounts on monthly basis & Bank Record of Company Daily Basis.
• To receive the tuition, admission fees & other related fees & keep its proper books & its reconciliations.
• Responsible for dealing with accounts of the organization and settle all matters of banks.
• Ensure timely payment of all Utility Bills i.e. Electricity, Water, SSGC, Telephone.
2. HR & Operations, Administration / Logistics:
• Comply with all the data received and submit the final ratings to the Finance Dept. for Annual Merit Increments.
• Prepares & issues various letters, related to HR such as appointment, confirmation, Warning, contract letters etc.
• Overseeing the transport arrangements & maintenance of official vehicles Repair maintenance & service etc.
• Assist in interviewing, recruiting, training, performance evaluation, and promotion and termination activities.
• Supervising daily operations & Coordinate with Supervisor in different issues, activities for improvements.
• Managing office stock, preparing regular reports (e.g. expenses and office budgets) and organizing records.
• Monitoring vehicle’s running daily by updating the fuel record and logbooks & rental payment summary.
3. Hidaya Schools:
Hidaya is running 45 schools and supporting over 5,000 students in Pakistan.
• Provides admission, tuition, exam, hostel fees, textbooks, uniforms, backpacks & school supplies such as fans, lights, mats, etc.
• distributes ration to family’s children are in attendance of our schools, i.e., rice, lentils, tea, cooking oil, soap, dates, sugar, etc.
• Provide medical support & Water Hand Pumps are provided to families of Orphans / poor students.
• Regularly visit the schools to check on the teachers and students to make sure everyone is doing well.
4. Widow/Orphan Support:
Hidaya supports over 5,000 widows and 10,000 orphans with day-to-day needs and education for school aged orphans.
• Monitor & verify families receiving support children are in attendance of our schools for the family to continue receiving support.
5. Hidaya Institute of Science & Technology:
• Give free training & stipend to poor Students and financial support who are facing financial difficulties.
• Take tuition fees from Students who come from a strong financial background do not receive a stipend.

•Supervising daily operations & Coordinate with General Manager in different issues, activities for improvements.•Managing office stock, preparing regular reports (e.g. expenses and office budgets) and organizing records.•Maintain and update office records and organize a filing system for important send letters, emails & confidential documents.•Maintain a company calendar, Book meeting rooms as required and schedule appointments and external events. •Maintain assets, inventory, equipment maintenance, logistic and other general administrative activities.•Detail record of each vehicle, staff claims, vehicles accidents claims for fundamentals by coordinating with Head office.•Assist APM in monitoring vehicle’s running on daily basis by updating the fuel record and log books & rental payment summary.•Assist in interviewing, recruiting, training, performance evaluation, and promotion and termination activities.•Recruitment activities new joining, including issuance of joining letters, Employee Card and other formalities.•Collaborate with Govt District Administration Officials, Auditors, Communication, & other civil society organizations of district.•Maintaining the centralized contact lists; including staff, partners, and project related government and external stakeholders.•Organization’s policies including Finance, Office Security, Procurement & Logistics, also Staff Compliance daily routing.•Duty of financial operations of organization including cash management, payroll, financial disbursements, ledgers etc.•Maintaining & verifying supporting documents for payments, reconciling cash, accounts records submission on monthly reports.•Payment of utility bills, vender & suppliers and draw/release cheques and prepare funds request.•Responsible to deal account of the organization and settles all matter of banks.•Evaluate inspection & Generate reports prepare repair invoices, oversee operational cost, risk & audit activities as per management needed.

Short Audit of the Branch Documentation Checking.
Ensure that organization is complying with relevant policies.
Verification of quotations and if necessary take directly new quotations from external sources.
Examining and analyzing records, reports, operating and documentation and guiding auditors.
Prepares for audit by researching materials; formulating a plan of action.
Completes audit work papers and memorandums by documenting audit tests and findings.
To identify financial, credit, HR Documentation risk in organization and measures as per policies to mitigate the risk.
Proactively audit processes, practices and documents to identify weaknesses.
For each assignment, prepare a written report to present findings and conclusions to management.
Verification from the system of their working final reporting to the Head office.

Finance:
• Responsible for dealing with accounts of the organization and settle all matters of banks.
• Maintain the record, release payments against billed items ordered, receive & reconcile through the vendor.
• To receive the tuition, admission fees & other related fees & keep its proper books & its reconciliations.
Payroll:
• Manage attendance, leave tracking, and support payroll coordination.
• Answering employee questions and complaints about payroll.
• Calculating overtime, appraisal, shift payments & update record holidays, sick and maternity pay.
Human Resource Management:
• Assist in interviewing, recruiting, training, performance evaluation, and promotion and termination activities.
• Prepares & issues various letters, related to HR such as appointment, confirmation, Warning, contract letters etc.
• Maintain and update office records and organize a filing system for important and confidential documents.
Administration:
• Manage events: Convocation, Orientations, Seminars, Conference, Foreigner Visit, Admission Test, Annual Picnic etc.
• Coordination with Exam Dept for Conduct Exams, Tests of Undergraduate, Graduates Mphil & Phd Scholars.
• Coordinate to facilitate the Students, Faculty and Staff for smooth running of classes, seminar & conferences.
• To ensure all support housekeeping, Electrical & Maintenance Work, ICT equipment & managing all complaints.
• Payments for official travel arrangements of employees such as hotel booking, Air tickets etc.

1. Fundraising and Revenue Generation:
• The funds allocated to student society shall only be utilized for the purpose / event for which it is approved.
• Manage any fundraising events or campaigns, ensuring successful completion & financial accountability.
• Identify and pursue funding opportunities, including grants, sponsorships, & membership fees.
• Develop and implement fundraising strategies to support society’s activities.
2. Financial Management and Operations:
• Collaborate with other student society officers and members to ensure effective financial management.
• Process all financial transactions, including payments & reimbursements, ensuring accuracy and timeliness.
• All payment requests for expenditures shall be approved jointly by the Patron / Vice President Finance.
• Invoice from the Services / Supplier with (all taxes applicable WHT, SST, GST must also be obtained).
3. Financial Transparency and Compliance:
• Ensure that all financial activities are conducted in a transparent and accountable manner.
• Ensure strict compliance with financial rules & regulations with all Govt taxes bodies.
• Work with society’s auditors to ensure compliance with financial reporting requirements.
4. Budgeting and Financial Planning:
• The Budget shall be allocated to Students' Societies by the Director IBA / Chief in Patron.
• Develop & manage the student society's annual budget, ensuring financial sustainability.
• Monitor income & expenditure, identifying areas for cost reduction or increased revenue.
• Prepare financial reports and projections for the society's leadership and membership.
• Manage events: Convocation, Orientations, Seminars, Conference, Visits, Tests, Annual Picnic etc.
5. Collaboration and Communication:
• Coordinate to facilitate the Students, Faculty and Staff for smooth running of classes, seminars & conferences.
• Coordination with Depts to Conduct Exams, tests of Graduates, Mphil & Phd Scholars.

During my on-the-job training as a MTO at [NBP], I have had the opportunity to gain practical insights into the operations of the [Bank Operation, Account Management, and Compliance & Customer Services]. My key learning’s responsibilities include:
1. Bank Operation Record:
• Maintain records related to customer accounts, transactions, and handle other banking operations.
2. Account Management:
• Account opening, dormancy marking, stop payments, account closures, and other related processes.
3. Non-Financial Transactions:
• Process various non-financial transactions like cheque book issuance, ATM card processing, and clearing.
4. Compliance: ensure adherence to banking regulations and procedures.
5. Customer Services:
• Providing assistance to customer with inquiries, resolving complaints to appropriate services.
6. Prepares the weekly and daily statements of the affairs of the branch.

Finance Department
Maintains the record of fixed deposit receipts of the depositors.
Keeps record of income and expenses incurred at branch level.
Maintain profit and loss accounts of the branch.
Prepares the weekly and daily statements of the affairs of the branch.
Procurement and Logistic Department

During my on-the-job training as a MTO at [PTCL], I have had the opportunity to gain practical insights into the operations of the [HR, Payroll, and Finance & Billing]. My key learning’s and responsibilities include:
Finance & Billing Department:
• Processing invoices, payments, and related documentation.
• Analyze arrears accumulation and Billing Vs Realization. Check Bill Registers (record keeping and updating).
• Make correction in billing as per customer’s request. Make online Adjustments after checking & necessary verification.
• Telephone bills are being distributed through four different means, Post Office, Utility distributor and through PTCL Staff.
• Monitoring OD balances, following up on overdue payments, and potentially participating in collections efforts.
• Working with other departments, such as procurement, operations, and administration, to ensure smooth financial operations.
Payroll:
• Address queries related to salary, taxation, and employee benefits.
• Assist in end-to-end monthly payroll processing & Manage employee personal and professional data with confidentiality.
• Address employee queries and build a supportive work culture & Ensure compliance with internal policies and labor regulations.
• Process final settlement & PF Loan applications after determining employee’s eligibility.
• Prepare Staff Salaries keep updated staff Accounts (e.g. staff loans/ staff advances).
HR Department:
• Assist in recruitment processes: job postings, CV screening, and interview coordination.
• Record keeping and handling files of the employees record file, increments, promotions, compensation/benefits, payoff, show case notice issues, transformation cases etc.
• Process of Stipend of Management training on Monthly basis.