概要

Experienced finance and business professional with a demonstrated history of working in the banking, manufacturing and retail industries. Skilled in Financial and Performance Analysis, Budgeting, MISs, Analytical , Banking, Accounting and Finance along with professional qualifications of ACCA & CIA (USA)

工作经历

公司标识
Business Planning Manager - Branch Banking
Habib Bank Limited (HBL)
Nov 2021 - 代表 | Karachi, Pakistan

Enter Description

公司标识
AVP & Business Analyst
Meezan Bank Limited
Oct 2019 - 代表 | Karachi, Pakistan


Preparation of monthly, quarterly and annual budgets of branches, Areas and Region
Assisting line Manager in Business planning and strategic decision making
Providing support to branch network in process Optimization & Digital Transformation
Devising strategies and action plan with relevant teams to improve deposit base of the bank along with Trade, Credits and other important KPIs
Working closely with operations department to enhance control framework amongst branch network
Close monitoring of expenses to ensure bank maintain its Cost to Income ratio
Preparation of different analytical reports required for decision making by the Management
Performing brief analysis on Profit and loss and Balance Sheet of the branches
Assisting line manager in converting loss making branches into profitable unit
Provide training to branch staffs on how to enhance their business and profitability
Streamlining MIS reporting mechanism to make efficient and timely use of data     
Acting as a point of contact for branch network to resolve their issues

公司标识
Manager Financial Reporting
Soneri Bank Limited
Oct 2018 - Oct 2019 | Karachi, Pakistan


- Assisting Financial Controller and Unit Head in preparation of monthly,
quarterly and annual accounts
- Assessment and Implementation of updated International Financial reporting
standards (IFRS)
- Preparation of write-ups / analysis accompanying key financial information
involving in depth study and research of industry dynamics
- Formulation of policies and procedures for implementation in the organization - Quarterly reporting to central bank and other regulatory bodies
- Reporting of Key ratios to International Finance Cooperation (IFC)
- Analysis of different account heads to identify variances
- Preparation of monthly Chairman report
- Preparation of different analytical reports for senior management
- Reporting of Related parties and their transactions for statutory purpose and
Board of directors
- Review Internal Related party policy documents on quarterly interval and
facilitate Company Secretary with RP record keeping requirements
- Facilitation of periodic Credit Rating exercises at the Bank
- Assessment of positioning / benchmarking against KPIs of peer banks
- Facilitating external auditors and State Bank inspection teams for their audit
and inspections respectively

公司标识
Business Analyst
Meezan Bank Limited
Mar 2016 - Oct 2018 | Karachi, Pakistan

• Actively involved in monthly and annual Budgeting exercise
. Assisting line manager in strategic decision making and business planing process
• Preparation of monthly Balance Scorecard for performance monitoring of the branches
• Actively involved in preparation and evaluation of feasibility reports for future investment proposals
• Preparation of performance scoring on monthly basis for Branches, Areas and Region
.Preparation of different analytical reports required for decision making by the management
. Highlighting and analysing key financial issues of the branches
. Performing brief analysis on monthly profit and loss and Balance sheet of the branches
• Assisting Financial Controller & Group Head in converting loss making branches into profitable unit
• Providing all necessary financial support to the business units
• Preparation of Monthly profitability and loss of the branches
• Monitoring of Liability side of the branches along with Liability Sales Unit
• Actively involved in liquidity monitoring & Cash management optimization
• Maintaining all MISs of branch banking department
• Monitoring of income and expenses of the branches using Cost to Income ratio / JAWS etc
• Preparation and posting of monthly Income and Expenses for Online transactions performed by the customers
• Providing assistance in resolving Finance related issues of the branches
• Quarterly Board Reporting includes:
- Updates on status of loss making branches
- Updates on progress of organizational goals
- Status on shariah audit of the branches
• Coordinating with all stakeholders to organize and arrange monthly business review sessions
• Preparation of Meeting Minutes of monthly business review sessions

学历

Institute of Internal Auditors - USA
证书, Certified Internal Auditor‎
Audit
Completed
2021
ACCA Pakistan
证书, ‎
Business Management, Corporate Law, Finance
Completed
2015

技能

中级 Analytical Skills
中级 Bank Reconciliation     
中级 Business Analysis
中级 Conservation Awareness
初学者 Corporate Accounting
中级 Csutomer Services
中级 Financial Analysis
初学者 Financial Statement Analysis+
熟练 Handling Assignments
中级 Performance Monitoring
初学者 Stock Control

语言

熟练 英语
熟练 乌尔都语