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خلاصہ
A well educated individual and seeking to work with dynamic and challenging organization. independent individual. Sourced, negotiated, and expedited loans for each customer with the appropriate loan program by assessing his or her needs and to minimize risk. Structured transactions and assisted clients in loan life cycle, from pre-approval to loan closure. Managed portfolios of new and existing clients through self-promotion, marketing and follow-up. Collaborated with banks to gather requirements, eliminated roadblocks to close loans, and negotiated with underwriters.
تجربہ
Relationship Officer-Assets
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MSME BANK OFFICER
MSME Bank Officer
Credit Officer
1. Responsible for initiation of loan files as per policy.
2. Evaluate credit worthiness by processing loan applications and documentation within specified limits.
3. Responsible for recovery from DPD clients and controlling default and delinquency.
4. Focused on community outreach in order to increase visibility of the bank and originate quality loan applications.
5. Maintain relationship with the customer to ensure collection of outstanding dues and ensure zero delinquency/loss.
6. Identify market and customers for MF lending under rules and regulations of SBP Prudential Regulations.
7. Interview applicants to determine financial eligibility and feasibility of granting loans.
8. Assess customer needs, explore all options and introduce different types of loans.
9. Develop referral networks suggest alternate channels and cross-sell products and services.
Loan Officer
Portfolio ManagementGroup lendingMarketing to find potential clients
