Verification and approve Loan SL/SBL/ SME loan product – maximum loan amount up to Rs.1000,000.and the assigned area, and achieve monthly targets by team.
Develop and analyze financial statements of the SL/SBL/SMEs in order to access the financial soundness of the business and his repayment capacity.
Conduct loan appraisal, collect and verify detailed information (personal, business, guaranties and collateral pertaining to SMEs) to open new SME loan accounts.
Advises clients about the risks, consequences, and benefits of alternative lending solutions.
Develops loan applications by evaluating applicant information and documentation. Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client’s financial situation.
Rejects loans by explaining deficiencies to applicants. Develop team strengths and improve weaknesses
Schedules and tracks closing dates, contingency dates, and loan lock expirations. Approves loans by issuing checks disbursement through cash.
Prepares and submits timely and accurate loan files.