I am highly motivited individual looking for permanent position in the industry. My education background is mba agribusiness management from Arid Agriculture University Rawalpindi and BBA from Virtual University of Pakistan. The study focused on management , finance, human resource, marketing, agri marketing, farm and rinch management. The study also focused on agricultural production and marketing having good communication skills. I have 1 year experience in Herbyzone as Agri BDO . then i join Apna microfinance bank as Agri credit officer , managing agricultural credit as we'll micro credit and recoveries. Now I am promoted to credit manager, working as credit manager at Apna micro finance bank since 1st January 2020.
As RM deal with Gold finance, Auto finance and credit cards by developing new business and maintain the existing portfolio of the branch. NPL reduction and growth of the new portfolio and maintain existing portfolio healthy and profitable business to the branch are the main focus to make branch in leading position. Provide services to new and existing clients of the branch to create new business and growth of branch portfolio.
As credit manager I perform all the credit activities, manage credit team , leading ,manage loans, disbursement and recoveries as well.
Credit management agri plus commercial loaning