Middle management Marketing & Sales professional having more than 3 years solid & diversified experience in SME and branch banking. A team player and motivator with strong interpersonal and communication skills include initiative, and commitment of total quality. Ability to respond to adverse situations. Ability to multi-task in a highly competitive environment, effective and accurate decision making skills. Possess sold computer skills and talent for analyzing problems, developing, and simplifying procedures and finding innovative solutions. Enjoying responsibilities.
Responsible for monthly and quarterly growth target of credit,Closely working with subordinate in order to achieve monthly targets of team,Spread the product information in the branch zoning area,Perform as acting BM role in the absence of branch manager ,Part of daily LCM ,Monitoring of branch portfolio and ensure the high quality credit activity and the branch.Maintain the PAR less than 1 of the branch ,Provide training of team member and lead them on day to day decision.Provide and resolve resolution of the queries to the clients
Also work as an Acting RM Absence of( R.M)
Provide banks services.Responsible for building healthy loan and deposit portfolio.Maintaining outstanding portfolio of Rs10mn with 125 numbers of customer.Identification of coverage areas, zoning, init toial survey for potential business to Select good client.Responsible for overall business &, manage well work.Compliance of Micro-finance Prudential Regulations in all Banking Business.
Also worked as an Acting Branch Manager.Handle portfolio of Over 300 Client in Branch. Responsible for Weekly and Monthly Portfolio Target achievement.Provide Non Clients Training to clients at pre disbursement level.
Mention CPC during BDO working at any situation.
Play a Vital role of implementation of new product as well as new innovation of organization within branch.
Responsible for mitigate the risk in portfolio in term of compliance, PAR and Bad Clients Selection etc.Always ready to adopt new product.Support to other function for their work.Always ready for team work.