Khushhali Bank Limited is a leading Microfinance Bank working in Pakistan. It has a network of 130 branches with its presence in almost every nook and corner of the country. I am serving here as Senior Auditor in Internal Audit Department and performed several tasks including;
 Managing the Internal Audit staff with current strength of almost 20 direct reportee
 Assisting the Chief Internal Auditor in preparation of reports presented to Board Audit Committee.
 Assisting the Chief Internal Auditor in planning and organizing the activities of the Internal Audit Department.
 Preparing an annual audit plan of the Department, scheduling and assigning work to meet completion dates, and estimating resource needs.
 Development of Audit Programs and making sure they are updated and current.
 Review and finalization of all Branch Audit Reports, Branch Audit Executive Summaries and Branch Risk Ratings before submitting to Chief Internal Auditor
 Review and finalization of all Management Audit Reports and Management Audit Executive Summaries before submitting to Chief Internal Auditor
 Supervising audit supervisors and, through them, the subordinate professional staff
 Conducting Training Sessions to Internal Audit Department as well as Training other departments and sales staff regarding Audit function.
 Supervising and reviewing Fraud Investigations and Inquiries as and when required.

As Audit Team Lead in Internal Audit Department I performed several tasks including;
 Review and finalization of all Branch Audit Reports and Management Audit Reports before submitting to Chief Internal Auditor
 Review of Audit Reports of Audits conducted by different teams
 Conducting Departmental Audits of different departments of the Bank
 Conducting branch audit as Auditor In charge
 Conducting Inquiries as and when required.

As Auditor in Internal Audit Department I performed several tasks including;

 Conducting Departmental Audits of different departments of the Bank including Finance & Accounts, Treasury Unit, Retail Department, Operations Department, Compliance Unit, Risk Management Department, Marketing Department and Corporate Affairs unit etc
 Conducting branch audit as Auditor In charge
 Conducting Inquiries as and when required.

Diversified experience in audit and management consultancy services to companies in the oil, government, manufacturing and NGOs sectors. Being a team leader, the responsibilities included dealing with the senior management at the client, delegating and reviewing work of subordinates and presenting completed jobs to Senior Managers and Partners for review. I have performed several other tasks including;

• Developing the audit strategy and audit plan which in turn included obtaining understanding of client’s business, information systems and internal control environment.
• Preparing tailored audit plans focused on individual clients’ business areas significant to the financial statements that are relevant to clients’ risk profiles.
• Performing test of controls and determining nature, timing and extent of substantive procedures based on the control assessment of existing internal controls.
• Providing sufficient amount of Direction, Supervision and Review to audit staff assigned at the audit.
• Preparation of accounts keeping in view reporting requirements of the entity.
• Adjusting the impact of tax and legal considerations in the accounts.
• Evaluating the financial information provided by the client.
• Preparing a formal audit report to express an opinion on the truth and fairness of the financial statements.
• Ensuring that financial statements are prepared in conformity with the identified local and international financial reporting frameworks.
• Advising clients on improving their internal control systems by identification of risk areas and recommending strategies for reducing risk through preparation of Internal Control Memorandums.
• Conducted physical verification and reconciliation of stores & spares and fixed assets.