Devoted and ingenious professional offering over three years of experience in the banking industry, specializing in the preparation and review of Corporate, Commercial, ME and SME loan documentation with extensive experience ordering, interpreting and reviewing due diligence documents and resolving issues related to loan documentation with deep skill set in analyzing supporting documentation to extract critical information for input and ready to resolve problems within defined area of expertise. Broad up to date knowledge of banking compliance and regulations. Possess excellent writing, communication and interpersonal skills. Recognized by management and team members as being dependable, resourceful, hardworking and a team player with the flexibility to work in a fast paced environment and adapt to rapidly changing situations.
Process proposals and arranging approvals for limits favoring Banks.
Process proposals and arranging approval for Country Limits.
Review of monthly Country Risk ratings and rating of Countries as per Country Risk Rating Model.
Maintenance of MIS related to Bank/Country Limits
Dealt with Corporate/Commercial/ME/SME documentation including new loans, renewals, extensions, refinances, asset based, construction, mortgages, letter of credit, lines of credit, term loans and single payments after receiving approvals from hire authority by using bank oriented softwares.
Ensure proper approval is obtained and interpret credit approvals for appropriate loan information to enter into loan documentation.
Ensure security/collateral has been perfected properly and in timely manner. Point out deficiencies after reviewing real estate documents and try to resolve them immediately for securing risk.
Keep abreast of changes in bank policies and regulations by regularly attending seminars and websites.
Monitor collaterals and tricklers utilizing excel spreadsheet.
Review insurances, valuations and stock reports.
Performed general administrative duties.
Evaluate credit worthiness and risks.
Maintain updated records of loan applications.
Assess clients financial status.
Build and maintained good relations with other loan officers, credit analyst and internal personnel.
Handling office tasks, such as filing, generating reports and presentations, setting up for meetings, and
Using computers to generate reports, transcribe minutes from meetings, create presentations, and conduct
Greet and assist visitors.
Maintain polite and professional communication via phone, e-mail, and mail.
Anticipate the needs of others in order to ensure their seamless and positive experience.