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خلاصہ
I am a dynamic, people-oriented Compliance & Risk Management Executive with extensive experience advising banking and financial institutions on operating procedures and business practices in compliance with state, provincial, and federal regulatory requirements and accreditation standards. Proven expertise in capital adequacy ratio, ICAAP, stress testing, net stable funding ratio, liquidity coverage ratio, liquidity monitoring tools, and regulatory reporting related to Pillar I and Pillar II risks. Possess great ability to formulate risk and control quality analysis, NPL management, alternative negotiation to achieve business and financial objectives. Proven track record of cultivating, maximizing and maintaining internal relations with creating long-term business alliances and identifying new business opportunities.My key skills include Business Intelligence, Basel Implementation, Internal Credit Risk Rating, Data & Decision Analytics, Credit/Operational Risk Management, Qualitative/Quantitative Techniques, Stress Testing, Capital Adequacy, Internal Audit & Compliance, Financial Risk Management, Client Relationship Management, User Training & Support, Defaulter/Borrower Negotiations, Financial Institutions Litigation Cases, Continues Process Improvement, Change Management, Effective Communicator, Team Leadership and Problem ResolutionMy professional background and great industrial exposure coupled with an excellent track record makes me an ideal candidate for executive roles. As such, I would welcome a discussion regarding opportunities with your organization that fit my background.
تجربہ
Manager - Enterprise Risk Management
Leading the implementation of the Enterprise Risk Management Framework.
Vice President – Risk Division
Efficiently formulate risk and control quality analysis, foreclosures, alternative negotiation to achieve business and financial objectives. Facilitate client in examining audits and resolving regulatory, policy, procedural and monitoring concerns at regulatory forums.· Ensured strategic, tactical and everyday support and functioning of the clients/firms by designing and executing risk manuals, policies, frameworks, and MIS tools· Identified and delivered GRC needs of a variety of GCC countries and jurisdictions while working as committed outsourced advisory and service providers for a premier consultancy team.· Provided executive management a summary of a particular area outlining all results of testing and potential risk exposure, resulting action plan creation and remedial efforts.
Assistant Vice President/ Divisional Head - Market, Operational & Liquidity
Developed and executed operational risk framework, KRIs, RCSA, control testing, external reporting, DRP, and BCP. Positioned as a permanent invitee of asset liability, secretary credit, and board risk management committee for managing loan documentation, security documentation, deal structuring, and prudential regulations. Held the credit for asset liability, credit, market, and operational risk management, portfolio analysis and monitoring, and treasury middle office for reporting and analysis to the senior management and BOD.
· Formulation and implemented bank-wise ICAAP program, stress testing tools and techniques, CAR statement and reporting, and internal rating systems development in line with Basel II and III.
· Negotiated loan settlement and reorganization to ensure successful closure and recovery of pending litigation, which resulted in substantial bottom line gain at FYE 2017.
· Expertly utilized comprehensive knowledge of financial and banking sector and created all regulatory reports pertaining to risk management and CAD to ensure timely submission.
· Successfully supervised and determined all policy and procedural ownership matters while serving as a pioneer member of the risk management department.
