Accounts & Finance

Identify new MSME/ small business enterprises in the assigned area. Assess their loan requirements based on customer need and present appropriate loan proposals to the credit committee for approval. Develop and analyze financial statements of the MSMEs in order to access the financial soundness of the business and his repayment capacity. Conduct Loan appraisal, collect and verify detailed information (personal, business, guaranties and collateral pertaining to MSMEs) to open new MSME loan accounts.Prepare and execute loan contracts and arrange for disbursement of loan. Cross selling other KMBL products to clients, especially liability products. Maintain Good Relationship with MSME clients and promptly address their queries. Monitor MSME Loan and ensure timely repayments. Maintain follow-up and continuous contact with MSME Clients so that loan is recovered on timely basis

Daily visiting Labor Office to Check Labor Overtimes, Attendance, & Staff In-Out Time and Responsible for payroll preparation by providing relevant data such as attendance, leaves, absents etc To manage and look after EOBI (Employees Old-Age Benefit Institution), PESSI (Punjab Social Security Institution, Workers Welfare Board, Labor Office and other government departments..Forecasting stock requirement & also handling Transportation Cost, Carrying Cost, & Building relationship with Cotton and Polyester supplier & Scrap Dealers.To handle all complaints/ issues regarding gas, water, electricity, telephones, mobiles, faxes, telephone exchanges in all offices of the company.Manage petty cash on daily basis on sheet, Monitoring all the office expense, and recording all petty cash expense in system & also verify their vouchers.Responsible to maintain general accounts (petty cash, bank, daily expense bills voucher, and journal posting, ledge accounts)To prepare and establish store policy & SOP and review within particular time period, and weekly conduct audit to verify stock in each inside & outside store room.Duties include properly determining the need for any item before requisitioning it and determining its price and quality, signing the demand requisition and inform to the purchaser.To ensure all receive and Distribution of Store materials are properly documented and released such as GRN, demands and Bilties.Follow the instructions given by the Head Office like Yarn drafting, gear change, speed, and calculations on the machine and cooperate with external Yarn inspector to complete his inspection.Supervision of Finished Goods Loading, Unload of Raw material, Waste Loading, Scrape, Manage the Transport, and all the Reporting to the CFO and Manager. Responsible to verify of yarn Production, Raw Material &Waste & Clearance Reports before Sending to Head Office, & weekly conduct inspection to recount yarn, polyster, cotton and scrap inventory