概要

Over 14 years of experience in Risk Management, Business Intelligence, Data Management & Analytics, Financial Services, Project Management and Digital eco-system with a track record of delivering mission critical projects and insights. Achieved strong technical, analytical and execution skills with effective collaboration across functions. Optimizing the bottom-line by providing solutions to complex business problems by leveraging the Data – the new oil.

项目

Early Warning Signals
Loan Application Digitization

工作经历

公司标识
Director & Head of Risk Analytics
Telenor Microfinance Bank Ltd.
Mar 2018 - 代表 | Karachi, Pakistan

1.    Leading the team of 5 analysts that takes care of entire technological, analytical and reporting side of Risk Management function
2.    Driving retail portfolio management and control to ensure compliance of regulatory and internal policies & procedures framework
3.    Established the Analytics function from the scratch that provides analysis and insights pertaining to credit, market and liquidity risk to the Leadership team and the Board
4.    Introduced different matrices to observe customer level trend and early warning indicators regarding unwanted behaviours in credit life cycle and portfolio performance and suggest policy/guideline measures for a satisfactory response to the situation
5.    Supervision of all Credit Bureaus related matters including regulatory and the private ones and constantly looking for opportunities to maximize utility of this enriched data
6.    Supervising development of Machine Learning models to predict and detect patterns using specialized statistical software and Python
7.    Working closely with the management and consultants for development, monitoring and calibration of scorecard for different lending products and collection strategies
8.    Aligning governance of Risk function, facilitating complete lifecycle of internal and external audit inspections

学历

ilma university karachi
硕士, 科学硕士学位, MBA‎
Computer Science
2022

技能

熟练 Artificial Intelligence Knowledge
熟练 Automation Languages Command
熟练 Business Management Solutions
熟练 Business Process Automation
熟练 Business Statistics
熟练 Credit Scoring
熟练 Data Analytics
熟练 Data Models
中级 Linux System
熟练 MySQL
熟练 Object Oriented Modeling
中级 Oracle
熟练 Python Framework Command
熟练 Query Language
熟练 Risk Compliance Management

语言

熟练 乌尔都语
熟练 英语