divpBanking professional with over 29 Years of diversified experience in the financial sector majorly in Corporate Banking, Credit Risk Management, Credit Administration/Operations, Project Financing and Real Estate Financing. Multiple industry exposure through managing corporate clients covering Real Estate, Contracting, Automobiles, Utility, Investment, Agriculture, Textile, Retail and Health & Pharmaceutical sectors. Structured complex businesses transactions which have yielded high returns to the bank and delivered consistent results. Excellent track records of taking challenging assignments and delivering the desired results.brVast knowledge of Credit evaluation, financial analysis, transaction structuring, forecasting, budgeting, trend and cash flow analysis, able to communicate and interact effectively with clients and perform independently. Disbursed above 4,000 Murabaha/Istisna/DM & Salam loans to various customers without any charity amount declared by Shariah Advisor. Expert in structuring and implementation of transactions as per process flow approved by Shariah Advisors. Completion of Pre/Post formalities of Murabaha, Ijarah, DM, Istisna & Salam according to Sharia standard. Demonstrated ability to contribute as the transaction lead by managing all aspects of converting a transaction from mandate to final closing. MS Office (Word, Excel Power Point), Banking Systems & other web applications./p/div
Islamic Banking
Experienced in Credits/CAD/Trade/Operations