概要

divpBanking professional with over 29 Years of diversified experience in the financial sector majorly in Corporate Banking, Credit Risk Management, Credit Administration/Operations, Project Financing and Real Estate Financing. Multiple industry exposure through managing corporate clients covering Real Estate, Contracting, Automobiles, Utility, Investment, Agriculture, Textile, Retail and Health & Pharmaceutical sectors. Structured complex businesses transactions which have yielded high returns to the bank and delivered consistent results. Excellent track records of taking challenging assignments and delivering the desired results.brVast knowledge of Credit evaluation, financial analysis, transaction structuring, forecasting, budgeting, trend and cash flow analysis, able to communicate and interact effectively with clients and perform independently. Disbursed above 4,000 Murabaha/Istisna/DM & Salam loans to various customers without any charity amount declared by Shariah Advisor. Expert in structuring and implementation of transactions as per process flow approved by Shariah Advisors. Completion of Pre/Post formalities of Murabaha, Ijarah, DM, Istisna & Salam according to Sharia standard. Demonstrated ability to contribute as the transaction lead by managing all aspects of converting a transaction from mandate to final closing. MS Office (Word, Excel Power Point), Banking Systems & other web applications./p/div

工作经历

公司标识
RM(Cororate)/BM(Acting)
The Bank of Khyber
Apr 2008 - 代表 | Lahore, Pakistan

Islamic Banking

公司标识
RM(Corporate)/BM(Acting)
BANK OF kHYBER
Apr 2008 - 代表 | Lahore, Pakistan

Experienced in Credits/CAD/Trade/Operations

公司标识
Officer Credits/CAD
Emirates Global Islamic Bank Limited
Aug 2007 - Mar 2008 | Lahore, Pakistan

公司标识
Manager CAD/Credits
Meezan Bank Limited
Oct 2005 - Aug 2007 | Lahore, Pakistan

公司标识
Incharge Credits & Marketing
Al Baraka Bank (Pakistan) Limited
Jun 2004 - Dec 2004 | Lahore, Pakistan

公司标识
Relationship/Credit Officer
Bank Alfalah Limited
Nov 2002 - Jun 2004 | Lahore, Pakistan

学历

University of the Punjab
硕士, , MBA‎
Finance
所占比重 70%
2006
Microsoft
证书, system engineer‎
IT
Completed
2001
University of the Punjab
学士, , B.Com‎
Commerce
所占比重 60%
2000
University of the Punjab
大专, Applied Economics‎
Applied Economics
Completed
2000
Board of Intermediate & Secondary Education, Lahore
中级/A级, , I.Com‎
Accounting
所占比重 61%
1996
Board of Intermediate & Secondary Education, Lahore
大学入学/0级, , Matric in Science‎
Science
所占比重 68%
1994

技能

熟练 Business Decision Making
熟练 Customer Service
熟练 Financial Advice and Solutions
熟练 FRT
熟练 Handling Assignments
熟练 IBFT
熟练 Identification Of Business Opportunities
熟练 Knowledge of Bending Machine
熟练 Leadership Skills
熟练 Markups
熟练 Negotiation and selling skills
熟练 Security Principles
熟练 Short & Long Term Financing
熟练 Timely Recovery Of Installments

语言

熟练 英语
熟练 乌尔都语