概要

As a seasoned banking professional, I bring a wealth of knowledge and expertise to any organization. I am passionate about utilizing my skills to significantly impact the company's success. I am seeking an opportunity to join a dynamic team where I can leverage my expertise to drive growth and enhance profitability.


With my extensive experience in the banking sector, I have a deep understanding of the industry's trends and challenges. I am confident that I can make valuable contributions to the organization by implementing innovative solutions that address these challenges and capitalize on opportunities.


Moreover, I am dedicated to learning the company's policies and procedures to make informed decisions that align with the company's goals and values. By doing so, I can ensure that my efforts are always directed toward the company's success.


I am excited to bring my passion and expertise to a team that values hard work, dedication, and innovation. Let me help your organization thrive by delivering unparalleled results and exceptional customer service.


With over fourteen years of experience in the banking industry, I have demonstrated expertise in various areas such as operations, customer issue resolution, and sales target achievement. I have been instrumental in supporting branch managers to achieve their sales targets in products such as Banca, Car Ijarah, and deposits. Moreover, my skills in providing personalized banking solutions to customers have allowed me to effectively meet their diverse financial needs.

工作经历

公司标识
Branch Operations & Account Services Manager
Habib Bank LTD, PAKISTAN
Mar 2022 - 代表 | Lahore, Pakistan

As a results-driven banking professional, I have honed my skills as a branch operations manager, demonstrating exceptional leadership in complex operational environments. With a keen ability to establish clear visions of work goals, I guide others to achieve them. My proficiency in Microsoft Office, data entry, customer service, marketing communications, collections, and account management, further strengthens my ability to manage and optimize branch operations, ensuring customer satisfaction and financial success for the organization
·         Delivered personalized financial solutions to HBL customers and ensured their satisfaction with the services provided by the bank, both presently and in the future.
·         Established targets for minimum performance standards and devised strategies to achieve them within the designated time frame.
·         Motivated and encouraged branch service and sales staff to operate the branch daily efficiently.
·         Reinforced bank policies and federal regulations for the branch team and kept them informed about any possible changes or new policies.
·         Recruited, trained, and supervised all bank teller staff, assisting in their personal and professional development to help them understand their core roles and attain quality standards.
·         Maintained and developed customer relationships with HBL bank customers and prospects, acting as the first point of customer experience within the branch and leading the team to achieve its customer service and sales goals.
·         Handled customer complaints or concerns about new and existing HBL customers regarding service and satisfaction within the retail branch environment.
·         Represented HBL as a brand ambassador within the community, coordinating and participating in various bank onsite and outreach activities as required.

公司标识
Customer Service Manager/Manager
Habib Metropolitan Bank LTD, PAKISTAN
Mar 2019 - Feb 2022 | Lahore, Pakistan

Bahria Town Lahore is a newly opened Branch so As Customer Service Manager my core Passion, Dignity & Aim to maintain the operation work as per Head Office Standard’s for Branch Good Audit Rating and Compliance inspections, Being Operation Manager I maintain the branch decorum as per bank policies to avoid any customers complaint, also I maintain check and balance on all operations matter to prevent Bank from any fraud’s and forgeries’ as well as I also contribute with my Branch Manager and Sales teams to fulfill all Branch Targets such as Banca, Car Ijarah & Deposit Targets.

公司标识
Assistant Manager | CD-Incharge
Meezan Bank Limited
Oct 2016 - Feb 2019 | Lahore, Pakistan

As Senior Branch Services Officer By my core passion of work and dignity I maintain the operation work as per Head Office Standard’s and improve Branch Audit Rating from “Satisfactory” to “Fair”. Being Senior Officer I achieved all My Sales targets As Well As by Team Help Our Branch Remains on the Top Branches in Area in Quality Assurance. As a team our Branch is the only One Branch in Lahore East Region who wins Consecutive Nine Quarter Cash Bones Awards.

公司标识
Senior Officer - I in Operation Department
Meezan Bank Limited
Jun 2015 - Oct 2016 | Lahore, Pakistan

As An Operations Officer by Marinating Perfect Operational Work me and my who branch team under the guidelines of Respected Mangers We got the position of Service Quality Toppers in Semi Commercial Category from the Red Category. As a Team Member I serve branch in operational work in the area of ATM/Cheques Book, Clearing Inward/Outward, Expenses, and Tax Matters and achieve satisfactory rating. By having a great interest in Electronic Banking I Got Certificate of Participation in Ideation Contest2016 on Topic “How to Build Advancement in Banking

公司标识
CHIEF TELLER IN SALARY RANGE II
Bank Alfalah Limited
Feb 2014 - May 2015 | Lahore, Pakistan

As A Chief Teller I maintain a friendly Work Environment between counter staff /tellers, getting strong control my banking policies always give my best to customers within the limit of banking policies bracket. During my work era with my counter team we get fair audit rating in annual audit. As Sales Targets Not Included in My Job Description But I give number of client’s to branch portfolio who contribute a lot in achieving the branch Annual Deposit Target As Well Branch Other Targets.

公司标识
Officer Grade IV / Teller Services Officer
MCB Bank Limited
Jul 2013 - Feb 2014 | Lahore, Pakistan

I worked here As Teller Services Officer, My core responsibilities were Cash Payments & Cash Receipts, Posting of Cheques, payment orders, demand draft, Verification of signatures, Receiving the Utility Bills, Sorting Cash according to SBP rules. Preparation of all necessary vouchers, Preparation of cash sheet, Payments of Home Remittance, Posting of CMD, Maintaining Fresh cash register, Backup to ATM inchrage

公司标识
Branch System Administrator/ Banking officer/ Cash Officer
The Bank of Punjab, Main Branch
Apr 2009 - Jul 2013 | Lahore, Pakistan

I worked here as Branch System Administrator. My core responsibilities were to manage DOS Based System DAY Start & DAY End Process, managing issuing & balancing ATM Cars & Cheque Books on Daily Basis, executing the day, month & year End Closing System, My responsibilities also include acknowledging higher management with day-to-day operations.

公司标识
Asst. Billing Exective
a US baseCureMD | Practice without boundaries™
Jan 2009 - Apr 2009 | Lahore, Pakistan

I worked here as Assistant Billing Executive. Posting of data of patients in software, Follow up the pending claims ,Making calls to insurance companies for claim status ,Solving the Doctors & patients Queries, Posting the claims payments in system ,Sending the claims to insurance companies ,Marking of denial claims, Making weekly/monthly/yearly reports, Achieving the Companies targets ,My responsibilities also include acknowledging higher management with day-to-day operations.

公司标识
INTERNEE
The Bank of Punjab, Main Branch
Sep 2008 - Nov 2008 | Lahore, Pakistan

I worked as intern in operation department. My Main responsibilities were to overlook Daily vouchers.

学历

Institute of Bankers Pakistan(IBP)
证书, ‎
JAIBP STAGE 1
Completed
2019
University of the Punjab
硕士, 艺术硕士学位, b‎
History, History of Art, Management Accounting
2016
University of the Punjab
学士, , B.Com‎
Commerce
所占比重 50%
2008
BISE Lahore
中级/A级, , F.Sc Pre-Engineering‎
所占比重 55%
2006
The Trust School
大学入学/0级, , Matric in Computer Science‎
所占比重 68%
2004

技能

熟练 E-Commerce
熟练 Bank Reconciliation on
熟练 Bank-Corporate
熟练 Banking Software Command
熟练 Branch Banking
熟练 Conservation Awareness
熟练 Experienced in Sales and Rate negotiations
熟练 Financial Transaction Flow
熟练 Handling Assignments
中级 IR applications
初学者 ISO logs
熟练 Manages task
熟练 Network Security Administration
熟练 Production Quality Monitoring
熟练 Reconciliation
熟练 Reconciling Reports
熟练 Relations Management
熟练 Serving Sales
中级 Tankful Management
熟练 Teller Services
初学者 Warehouse Operations
熟练 Windows and Linux platforms administration and
熟练 Xray Equipment Maintenance

语言

熟练 旁遮普语
熟练 乌尔都语
熟练 英语

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Highly qualified, experienced and skillful professional with in depth knowledge in his field. I highly recommend and he should be an asset to any org/company.

Muaaz 联系人

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