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概要
With a comprehensive background in finance, encompassing credit, consumer finance, housing finance, accounts payable, accounts receivable, audit compliance, and credit operations, I offer a unique blend of expertise poised to add substantial value to your organization.
Throughout my career, I have consistently demonstrated a strong aptitude for navigating complex financial landscapes while ensuring adherence to regulatory standards and optimizing operational efficiency. My hands-on experience in credit operations has equipped me with the skills to assess risk and make informed decisions, contributing to the financial health and stability of organizations.
In roles spanning accounts payable and accounts receivable, I have proven my ability to manage financial transactions with precision and accuracy, driving improved cash flow and bolstering financial performance. Additionally, my proficiency in audit compliance underscores my commitment to upholding the highest standards of integrity and transparency.
I am eager to bring my diverse skill set and unwavering dedication to excellence to a forward-thinking company poised for growth and innovation. With a proven track record of delivering results and a passion for driving impactful change, I am confident in my ability to make meaningful contributions to your team.
项目
工作经历
Assistant Manager
Registration and processing of credit applications after scrutiny of credit proposals.
Analyzing and review of credit risk and prepare strong credit proposals for approval.
Ensure completion of credit documents and compliance of discrepancies/deferment.
Getting prior approval and deviation if necessary from credit department.
Prepare disbursement cheques and coordinate bank for clearing..
Obtaining title clearance, income estimation, property valuation, e-CIB, NADRA, and Data Check report.
Check name screening in compliance module and ensure compliance of AML/CFT regulations.
Getting loan approval from Credit committee for issuance of DAC from CAD.
Check daily MIS of collection and coordinate with Bank and CMD-HOK for reconciliation.
Manage PDCs (lodgment, maintenance and reconciliation).
Ensure handing over of repayment schedule and acquisition of PDCs.
Closing of accounts in System and processing for refund of excess amount in System.
Maintain repayment/collection record and generate repayment schedule at re-pricing intervals.
Coordinate and facilitate internal audit and external audit and ensure compliance of audit observations.
Associate Manager
Responsible for initiation of loan files as per policy.
Evaluate creditworthiness by processing loan applications and documentation within specified limits.
Responsible for recovery from DPD client\\'s and controlling default and delinquency.
Maintain relationship with the customer.
Identify market and customers for MF lending.
Interview applicants to determine financial eligibility and feasibility of granting loans.
Assess customer needs. Develop referral networks.
Bancassurance Sales Officer
Identifying prospects and evaluating their financial position.
Sells products by establishing contact and developing relationships with prospect.
Maintain relationship with clients by providing support, information, and guidance.
Identifies product improvements or new products by remaining current on industry trends, market activities, and competitors.
Contribute to team efforts by accomplishing related results as needed.
Junior Executive
Interview sample size
Input data into system
Data validation
Analyzing data
Creating/Updating MIS
Maintain database of sample size
Process data into system
