概要

With nearly two decades of experience in collections and recovery across banking and real estate, I bring a proven track record of success in maximizing returns and mitigating financial risk. I'm a seasoned leader passionate about building high-performing teams and implementing effective strategies to achieve financial goals.

工作经历

公司标识
Recovery & Collection Head (RCH)
Renaissance International Pvt Ltd. Lahore Motorway City
Jun 2022 - 代表 | Lahore, Pakistan

Manage and analayzied   portfolio  unresolved debts. Develop effective repayment plans. Ensure the follow-up with clients on overdue accounts. Oversee all monthly payments and refunds. Research and implement effective collection techniques. Perform all administrative duties related to ensuring office efficiency. Create monthly credit records. Respond to client account queries in a timely and professional manneovment of recovery. 

公司标识
Sr. Officer Specialist / Legal Recovery C.SAM-Central
Askari Bank Limited
Apr 2019 - Feb 2022 | Lahore, Pakistan



Collaborated with team members to achieve target results.


Offered friendly and efficient service to customers, handled challenging situations with ease.


Maintained excellent attendance record, consistently arriving to work on time.


Prepared variety of different written communications, reports and documents.


Created spreadsheets using Microsoft Excel for daily, weekly and monthly reporting.


To manage the legal portfolio  Attend Court Hearings  Coordination with Lawyer  Conduct Portfolio analysis  Deals in recovery of credit Card, personal Loan, Smart Cash, auto Loan  Manage/Recover and Repossession of default vehicles  Make settlement proposals  Skip tracing of default customers by using different skip tracingtools  To manage the arrest activities of defaulters  Conduct field visits / telephonically follow up  Any other task assigned by the Line Manager


s.

公司标识
Sr Officer Specialist Recovery Consumer SAM-Central
Askari Bank Limited
Nov 2005 - Feb 2022 | Lahore, Pakistan


 To manage the legal portfolio
 Attend Court Hearings
 Coordination with Lawyer
 Conduct Portfolio analysis
 Deals in Secured / Un Secured Portfolio
 Manage/Recover and Repossession of default vehicles
 Make settlement proposals
 Skip tracing of bank defaulters using different skip tracing tools
 To manage the arrest activities of defaulters
 Conduct daily visits and telephonically follow up

公司标识
Recovery Officer Unsecured -Consumer SAM April 2013 - March 2019
Askari Bank Limited
Apr 2013 - Apr 2019 | Lahore, Pakistan



Conduct daily visits /telephonically follow up


To manage the NPL portfolio


To keep track of due installments on monthly basis


To ensure that the assigned monthly Collection targets are achieved regularly


Established contact with customers through Calls, Emails


Regularly approaching to customers.


Make settlement proposals


Maintained excellent attendance record, consistently arriving to work on time.


Created spreadsheets using Microsoft Excel for daily, weekly and monthly reporting.


Developed team communications and information for meetings.

公司标识
Debt Collection Officer CBSG
Askari Bank Limited
Nov 2005 - Mar 2013 | Lahore, Pakistan



Learned new skills and applied to daily tasks to improve efficiency and productivity.


Carried out day-to-day duties accurately and efficiently.


Proved successful working within tight deadlines and fast-paced atmosphere.


Used coordination and planning skills to achieve results according to schedule.

Conduct portfolio portfolio analysis.
Manintain daily visitaion to customer
Maintain daily calls / Follow up/ Reminder/ Notices
Maintain Daily weekly quarterly yearly Targets

学历

Superior University Lahore
硕士, 工商管理硕士学位, ‎
Marketing Management
CGPA 3.1/4
2004
University of the Punjab
学士, 贸易学士, Mba Markiting‎
Commerce
2001
Punjab College of Commerce (PCC)
中级/A级, , MBA ‎
Accounting & Finance, Commerce
所占比重 53%
1998

技能

熟练 Cooordination Skills
熟练 Having Good communication skill
熟练 Problem Solving Skills.

语言

熟练 英语