概要

Have 16 years of diversified experience in Banking & Finance with largest Conventional and Islamic Banks. I started with MCB Bank back 2007 where I served as Credit Analyst, looking after SME, Commercial & Agriculture Banking.
Later worked for Meezan Bank, Bank Alfalah & UBL in Commercial, SME and Agri lending.
Currently I am holding the position of Regional Retail Lending Head at HBL since July 2021 and looking after the Retail Lending business of the Bank with sizable team including RMs & Credit Analysts (Sukkur Region - One of the largest Retail Lending Region including few cities of Baluchistan bearing Volume of PKR 16 Billion).

工作经历

公司标识
Regional Retail Lending Head
Habib Bank Limited (HBL)
Jul 2021 - 代表 | Sukkur, Pakistan

Enter Description

公司标识
Hub Manager - Retail Lending
Habib Bank Limited (HBL)
Jun 2019 - Jun 2021 | Kandhkot, Pakistan

Have Managed the Retail Lending/SME Portfolio (Seasonal/Conventional) of the area, bearing volume of Rs.1.7 Billion. Major expertise was credit marketing, processing of credit appraisals, timely recovery of Markup, overall monitoring of assets portfolio of the area. And the industry deals with Rice Mills, Flour Mills & local Traders etc.

学历

Quaid-i-Azam University
硕士, 科学硕士学位, MSC‎
DSS
等级 B
2006
Islamia University
学士, 艺术学士, BA‎
sociology, History
等级 B
2004

技能

熟练 Administrative Management 
熟练 Administrative Skills
熟练 Agri Portfolio Complaints Handling
熟练 Assisting Head RAR
熟练 Banking Sector Knowledge
熟练 Business Models
熟练 Cluster Knowledge
熟练 Collaborate With Stakeholders
熟练 Commercial Banking
熟练 Compliance Of RAR & SBP Reports
熟练 Coordination With Head
熟练 Credits Management
熟练 Disposal Of All CA\'s Processed At CIU
熟练 Ensure Compliance
中级 Execution Of Annual Review Plan
中级 Implementation Of Continuous Audit Roadmap
熟练 Islamic Banking
熟练 Issuance Of DACs
熟练 Liability & Asset Targets
熟练 Liaise With Muccaddams
熟练 Liaising With Internal And External Audit
中级 MIS
熟练 Monitor Credit Administration
中级 Prepare Periodic Reporting Package
中级 Prepare Summary
中级 Procurement Skills
熟练 Provide Guidance To The Team
熟练 Relationship with Stakeholders
中级 Review And Submit Risk Assets Review Reports
初学者 Review Of Treasury & Capital Market Group
熟练 Review Of Agri Credit Proposals
中级 Review Reports
熟练 Risk Mitigation
熟练 SME
熟练 SME Banking
熟练 Supervise Regional CAD
中级 Supervise Research Work
熟练 Surveyors
熟练 Team Building
中级 Training Programs
熟练 Understanding Of Security Documents

语言

熟练 Saraiki
熟练 旁遮普语
熟练 乌尔都语
熟练 英语