I have 14 years of diversified experience in Banking & Finance with largest Conventional and Islamic Banks. Initially I joined MCB Bank as Trainee Officer in batch hiring year 2007 where I had served as Credit Analyst. Later I have been working for Meezan Bank, Bank Alfalah, UBL in SME and Commercial lending. Currently I have an opportunity to guide and lead large team of the career since July-2021, I am holding the position of Regional Retail Lending Head at HBL and looking after the Retail Lending business of the Bank in Upper Sindh and few branches of Baluchistan. Sukkur Region of HBL is one of the largest Retail Lending Region bearing exposure of PKR 12 Billion.
All the way my experience in the career deepened my knowledge base, honed leadership qualities and decision-making capabilities.
Have Managed the Retail Lending/SME Portfolio (Seasonal/Conventional) of the area, bearing volume of Rs.1.7 Billion. Major expertise was credit marketing, processing of credit appraisals, timely recovery of Markup, overall monitoring of assets portfolio of the area. And the industry deals with Rice Mills, Flour Mills & local Traders etc.