Have 16 years of diversified experience in Banking & Finance with largest Conventional and Islamic Banks. I started with MCB Bank back 2007 where I served as Credit Analyst, looking after SME, Commercial & Agriculture Banking.
Later worked for Meezan Bank, Bank Alfalah & UBL in Commercial, SME and Agri lending.
Currently I am holding the position of Regional Retail Lending Head at HBL since July 2021 and looking after the Retail Lending business of the Bank with sizable team including RMs & Credit Analysts (Sukkur Region - One of the largest Retail Lending Region including few cities of Baluchistan bearing Volume of PKR 16 Billion).
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Have Managed the Retail Lending/SME Portfolio (Seasonal/Conventional) of the area, bearing volume of Rs.1.7 Billion. Major expertise was credit marketing, processing of credit appraisals, timely recovery of Markup, overall monitoring of assets portfolio of the area. And the industry deals with Rice Mills, Flour Mills & local Traders etc.