To ensure smooth and error free processing and approval of loans in line with the approved bank policies and procedures.Ensuring credit compliance and maintaining a healthy portfolio quality of branch, creating a feedback loop with Area Credit Risk Manager.To conduct surprised inspection of branch to check out Ethics/Values, Quality Service, and internal branch environment.Risk management unit for timely reporting.To conduct surprise cash counting to verify genuineness, soiled/issue able currency, bonds, TDRs and also verify Gold.Ornaments other collaterals which are mortgaged against credit facilities to the borrowers according to SBP policy & guideline.

To conduct physical visit of applicant business and residence addresses for verification of their credentials.Physical Verification of files 200000 to 1500000Developing, implementing and managing an organizations compliance program. Coordination with federal and state regulators.Planning, implementing and overseeing risk-related programs.Creating and coordinating proper reporting channels for compliance issues

Credit Cards Auto Finance Personal

To conduct physical (Field) visit to applicant's business andresidentialaddresses for verification of their credentials.Physical Verification of Client's guarantor home and business to confirmthe guarantor existence and provided particulars.Physical Verification of Client's guarantor home and business to confirm the guarantorexistence and provided particulars loans. Review and update credit and loan filesPreparation of MIS for conducting verification maintain databasePrepare verification reports and its filing 1, the respective files along with snaps Businessverification of applicant/co-signer(s)/guarantor(s)BGC verification of applicant/co-sig ner(s)/guarantor(s)Carry out income assessment of the borrower, where documentary evidence isnot availableKeep professional knowledge updated as per the bank's policies.

Ensure the liability sale targets are achieved as set by management. Established strictadherence to sales process flow maintains punctuality in attendance for duty at training.Ensure that problem resolution in at 99 with 03 days TAT.Ensure take ownership of their portfolio and review account maintenance.Activelyparticipates in all product training sessions.Ensure CVR & KYC process are followed at account opening &accountmaintenance stages.Maintains market intelligence to bring about efficiencies in all areasofmanagement and optimize