I have over 5 years of experience working in data science and financial institutions. Currently, I work as Internal Audit Officer.
• Performed Branch Audits and inspected operational procedures and practices, to ensure if branches are in operation in compliance to State Bank of Pakistan’s guided framework and Bank Alfalah’s practicing policies.
• Perform analytical reviews and undertake substantive testing
• Prepare audit reports and executive summary.
• Perform analysis of accounting data from ledgers and records.
• Identify business risks, recommend controls, design and perform audit procedures to test the effectiveness of established controls.
• Develop and execute a risk-based sampling and testing approach to determine whether the most important management controls are operating as intended
• Investigate as requested by Senior Management, fraud, embezzlements, and defalcations within the bank
• Develop recommendations for improving internal controls, operating efficiency, and the adequacy of bank records and recordkeeping.
• Active participation under the supervision of team leader in planning, execution and finalization of audit assignments
• Ensured that the audit process is in compliance to Code of ethics, with usage of appropriate safeguards and avoid conflict of interest
• Timely completion of exception sheets within given time frame and timely reporting early warning / Red Alerts to team Managers to mitigate the operational risks of the bank.
• Providing feedback about auditee staff motivation, staff working condition and performance
• Performed Information system audits and performed review of KYC (know your customer)
• Performed reviews of credit to assess operations of loan are in accordance with bank’s credit policy and terms & conditions of loan agreement. Furthermore reviewed collateral to ensure safeguarding of bank’s risk.
• Performed stock take and fixed assets review.
• Collect, scrub, interpret, and analyzed vast volumes of content, turning it into actionable market intelligence on the global financial markets specifically to North American Automobile & insurance Companies.
• Produced equity research reports based on financial statement analysis, quantitative/qualitative research and developed a complete timeline of stock history performance of covered companies.
• Assisted the seniors in designing specific templates to help with peer comparison, along with industry specific metrics and company specific performance indicators for investor to make informed decision.
• Monitored through Bloomberg, Thomson Reuters and other financial press on stocks for short term and long term impact on returns based on political and economic developments affecting financial markets outlook.
• Assist in strategic direction and project timelines with executive and senior management and documenting project progress and schedule updates.
• Researched corporate filings, news and other information relating to merger and acquisition deals for covered companies and regularly update product dashboard.
• Developed valuation models utilizing discounted cash flow, economic value added, relative multiple and fundamental multiple analysis.
Issuance and discharge of certificates.
Calculation and verification of profits.
Facilitating customers incase of any issue.
Balancing of different accounts.
Correspondence with Govt Departments
Conducted periodic financial statements analysis of North American Financial Services companies along with collection and maintenance of other corporate and financial data published in SNL products day to day.
• Supported cutting edge business intelligence policy by building strong relation with the
Investor Relations of covered companies and getting valuable information for our clients that may not be publicly available.
• Prepared cash flow projections and business feasibility studies also assist in economic, industry and company level data.
• Conducted Capital budgeting, Net Present Value, IRR analysis and Discounted Cash Flow analysis to assist investors with best investment option.
• Identified operation processes inefficiencies and formulated SOPs, prepared design documents, assigned responsibilities and managed project plans for the efficient and timely completion of initiatives undertaken.
• Examine and analyze financial and investment information collected, including profiles of companies, stock and bond prices, yields and future trends and other investment information.
• Produced recurring monthly reports and present that to global offices for progress and area of improvement.
• Proposed and developed excel template to conduct audit which resulted in improved financial data quality to clients, ensuring consistent reporting and adherence to SNL policies which resulted in big stars on accuracy KPIs.
• Increased response rate of companies covered by SNL to 50% with excellent email etiquettes and relation oriented personality.
• Participated in inter department project to help increase efficiency, productivity and collaboration which improved performance.
• Recognized for success in developing systems, processes and cross-functional collaboration significantly streamlining department operations hence resulting in labor saving and making processes lean.
• Managing Initial process for Insurance and Accounts.
• Coordinating with Customers on diverse Insurance and Financial Issues of the Company.
• Managing and Updating Branch Expenses.