Habib Metropolitan Bank (Nov, 2017 to present)
As Documentation Officer CAD
To prepare / forward to RM / AM / BM etc the appropriate facility offer letter, charge/security documents.
Review of charge, property, security & standardized documents of bank.
Review of Pre & Post approval documents as per approval & banks SOP.
Updation of credit files on daily basis.
Arrange registration, modification and vacation of charge in the office of SECP.
Highlight & updation of discrepancies & deferral in core banking system.
Appointment of legal counsel for external opinion of the charge & property documents to secure the bank interest.
Review of Periodical Stock Statements, Insurance Policies and Stock Inspection with Corporate Banking Platforms
Release property documents and arrange redemption / revocation on adjustment of credit facilities.
Implementation of PRs (Prudential Regulation) as per SBP.
Facilitate internal & external Audit regarding Credit Documentations.
To perform / fulfils any other assignment given by HO.
Review credit Approval and preparing credit facilities documents i.e. Offer letter & Control Documents
Input credit Approvals in h-plus System
Preparing Pre-Disbursement Compliance Check list (PDCC) of rectified customers
Assist Branches to complete/Rectify credit Documentations and discrepancies
To ensure that processing follows bank credit policies
To ensure processing is according to the guideline forward by regulatory & Approving authorities
Maintaining & Updating Securities/Collateral of Credit customers in system i.e. h-plus
Coordinate & Facilitate internal & external Audit regarding Credit Documentations
Maintaining & updating of Stock Report and Insurance Policies
Reporting of Hypo Stock Reports and Insurance Policies Tickler to Zonal/Area Head
To answer of the Quarries related to any insurance issues and Stock reports
Support others as backup assignment
Other Task assigned by Supervisor