概要

A keen individual seeking challenging opportunities in a progressive and well reputed financial institution. Aimed to prove his worth and contribute his high academic knowledge to the success of the organization. Demonstrated history of working as a Recovery Officer. Skilled in the mortgage financing and highly Knowledgeable about Mortgage Financing, Information Technology, Marketing, Branch Operations, and customer services. Greatly passionate about real estate and ambitious about playing a pivotal role in transforming his Knowledge of the mortgage finance and commercial banking industry of Pakistan by joining hands with a progressive, well reputed and customer oriented institution.

工作经历

公司标识
Recovery Officer
House Building Finance Company Limited
Nov 2014 - 代表 | Sheikhupura, Pakistan

Job Description: Recovery and Operation
Reduction in NPL, Preparing court cases under sec15, Periodic generation of recovery reports, Leading the recovery team and sale with BM coordination and marketing through broushers and flex in different societies in Branch Office, devising strategy for recovery in consultation with BM, reporting to recovery coordinator ROL timely. Mortgaging property under Govt subsidy scheme, Redemption also.
Others Expertise gained:
Marketing, Credit Analysis, Credit processing through Auto LMS, Disbursement, Processing of fresh investment cases in Govt Subsidy Scheme through Mera Ghar Mera Pakistan and achieved the 100% targets in 2021.Generation of periodic reports, Customer Relationship, Keeping liaison with external and internal agencies, Account Closing, Lodgment of PDCs timely confirmation from bank for encashment of PDc.Working as a Relationship/Information Manager.
Achievements (KPIs):
NPL ratio in 2021 in single digit, No default in new cases sanctioned from 2017 to onwards, one of the top 3 performing branches in Punjab, 107% recovery achieved in 2021, Recovery awards in 2018 and 2020, have been allotted the Gas Flexi scheme for recovery and brought NPL ratio to a single digit, gave my 100% to all other tasks besides recovery and achieved the desired result satisfactorily.
Achieved 103% target Disbursement of Branch Office Sheikhupura in 2021.

公司标识
Assistant Account Officer
University Of Lahore
Dec 2013 - Oct 2014 | Lahore, Pakistan

Dealing with the banks, bank reconciliation,and deal with the student affairs, utilize the UMS software efficiently.

公司标识
Internship
MCB Bank Limited
Jul 2013 - Aug 2013 | Sheikhupura, Pakistan

During six weeks internship working in different departments and over all knowledge of banking system

公司标识
Accountant
Suffa Education School
Apr 2012 - Mar 2013 | Lahore, Pakistan

Work as an accountant and admin incharge of overall school

学历

Bahauddin Zakariya University
硕士, , M.Com‎
所占比重 50%
2017
University of the Punjab
硕士, 贸易学士, B.Com‎
Banking, accounting
所占比重 55%
2012
Pakistan Board of Technical Education Lahore
中级/A级, 贸易学学生, D.Com‎
Accounting & Finance
所占比重 56%
2009
BISE
非预科, Matric in Science‎
Science
Completed
2007

技能

熟练 AAccounting
熟练 account closing
熟练 Accounts / Manager
熟练 Administration Knowledge
熟练 Analytical Skills
初学者 Branch Operations Management
熟练 Client Focused
熟练 Computer Operator
熟练 Credit Assessment
熟练 Employee Administration
熟练 Excellent Command on Auto Banker Software
熟练 Excellent command on Microsoft office
熟练 Having Good Command Functions Auto LMS
熟练 Relationship Management
熟练 Risk Assessment
中级 Security Principles
熟练 Spreadsheet Navigation
熟练 Telemarketing

语言

熟练 乌尔都语
中级 英语