概要

Highly motivated and experienced banking professional with a strong background in branch operations, customer service, and team management. Proven track record of driving operational efficiency, improving customer satisfaction, and increasing productivity. Skilled in risk management, compliance, and process improvement. Proficient in banking software and technology. A strategic leader with excellent communication and interpersonal skills, with a strong ability to motivate and develop high-performing teams

工作经历

公司标识
Branch Operations Manager
Habib Bank Limited (HBL)
Jan 2023 - 代表 | Sargodha, Pakistan



Ensured regulatory compliance & risk control
Managed OTC services, trade ops & customer transactions
Supervised reconciliations, internal control & ATM ops
Implemented risk management & accountability
Coordinated with various departments
       Customer Service & Relations
Resolved customer cases & improved experience
Educated customers on alternate channels
Ensured grievance resolution & customer satisfaction
Participated in deposit retention & cross-sell
General Banking & Administration
Oversaw account opening, cash, clearing & remittances
Maintained branch upkeep & security
Managed ATM PINs, stationery, keys & server room
        Audit & Compliance
Ensured process adherence to bank policies
Submitted timely regulatory reporting
Conducted regular KYC & risk assessments

公司标识
Officer CPC
Habib Bank Limited (HBL)
Jan 2022 - Dec 2022 | Sargodha, Pakistan

Cash flow management Managing daily cash flow operations, forecasting cash needs, and developing strategies to optimize cash positionFinancial reporting Preparing financial reports and presenting results to senior managementCompliance Ensuring compliance with internal controls, policies, and regulatory requirementsCash handling Ensuring that cash is machine authenticated to avoid excess cash holdingsCommunication Maintaining timely, accurate, and effective communication with all local cash handling control managersAnalytical skills Having analytical and problem solving skills

公司标识
Cash Officer
Habib Bank Limited (HBL)
Oct 2018 - Dec 2021 | Sargodha, Pakistan

Cash handling Receiving cash, counting and sorting it, and storing it in a secure placeCash transactions Processing cash transactions, such as deposits, withdrawals, and transfersFinancial reporting Preparing financial reports, reconciling cash transactions, and maintaining financial recordsCompliance Ensuring compliance with financial policies and procedures, and regulatory requirements

公司标识
Primary Teacher (on Contract Basis)
Government Primary School
Nov 2012 - May 2013 | Sargodha, Pakistan

I have experience in teaching. I was teaching play group to class Five students as visiting Teacher.

学历

University of Sargodha
硕士, 工商管理学士学位, B.Sc (Hons)‎
Economics
CGPA 2.6/4
2017
BISE
中级/A级, 普通科学学生, F.A General Science‎
Economics
所占比重 64%
2013
BISE
非预科, Matric in Science‎
Completed
2009

技能

熟练 Account Management Experience
熟练 Branch Banking
熟练 Branch Operations Management
熟练 Business Development
熟练 Cash Flow Management
中级 Cash-handling
熟练 Cashiers
熟练 Commercial Banking Knowledge
熟练 Commercial Retail Banking
熟练 Customer Service Skills
熟练 Extrovert
熟练 Interpersonal Skills
中级 Islamic Banking
熟练 Legal Documents Management
熟练 MS Excel
熟练 Record Keeping
熟练 Relationship Building
熟练 Strong Interpersonal Skills

语言

中级 英语
熟练 乌尔都语
熟练 旁遮普语

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