概要

Why Muhammad Bilal?
Detail-oriented, results-driven finance & accounting professional with more than 8 years of experience in Banking, Customer Experience, retention, Customer Value Management with the ability to conceptualize, Accounting, Financial management, Business planning & Analysis and Account reconciliations. Adept at designing robust financial model and reports to facilitate executive-level decision making. Providing effective assistance to representatives in support operations oversight and program management with clear accountability.
Possesses strong analytical skill with demonstrated ability to streamline business operations that drive growth, increase efficiency and achieve bottom-line results. Focused on maintaining high level of accuracy, efficiency and customer services.
Seasoned financial expert, recognized for sound decision-making abilities, business acuity and problem solving skills. Organized individual with demonstrated expertise in financial systems, accounting operations; possesses uncanny ability to collaborate effectively with business managers to resolve variance, refine forecasts and opportunities for improvement.
Persuasive and concise communicator, experienced in dealing with all levels of management in varied industries and coaching subordinates for greater productivity. Skilled individual, able to resolve conflicts and overcome obstacles with prowess for the smooth execution of projects; detailed oriented, having ability to plan, organize, prioritize work effectively.

项目

Assignments given as per Senior Management completed on time

工作经历

公司标识
Senior Officer Sanction Screening NTB
MCB Bank Limited
Dec 2020 - 代表 | Lahore, Pakistan


公司标识
Senior Officer Sanction Screening
MCB Bank Limited
Dec 2020 - Apr 2024 | Lahore, Pakistan

公司标识
Senior Officer PF & TBML, CFT
Allied Bank Limited
Oct 2020 - Dec 2020 | Lahore, Pakistan


公司标识
Senior Officer Due Diligence (HRC) - Compliance Group
Allied Bank Limited
Oct 2019 - Oct 2020 | Lahore, Pakistan


公司标识
Officer Proscribe Screening - Compliance Group
Allied Bank Limited
Nov 2018 - Oct 2019 | Lahore, Pakistan

 Possesses a working knowledge of Bank Secrecy Regulations, Fair Anti-Money Laundering & Combating the financing of terrorism Laws.
 Attend queries received from the Correspondent bank regarding remittances and screening all the customer or institution involved in the transaction.
 Screening High-Risk countries credentials if the transaction involves in it through Compliance Link, OFAC sanction list, UN sanction list.
 Reviewing or taking due diligence of documents which involves establishing a new relationship between the correspondent bank.
 Initiates investigations when possible non-compliance takes place within the institution.

公司标识
Customer Care Officer
Careem Pakistan
May 2018 - Oct 2018 | Lahore, Pakistan

 Serves customers by providing product and service information, resolving product and service problems.
 Clarifying the customer’s complaint, determining the cause of the problem, selecting and explaining the best solution to solve the problem, expediting correction or adjustment, following up to ensure resolution.
 Resolve the query with specified SLA, obtain C-Sat level as per defined by company.
 Maintaining AHT of every complaint.
 Communicate with leadership on daily basis which is based in Careem Dubai Headquater.

公司标识
CD Incharge / Incharge Operations
Meezan Bank Limited
Jan 2015 - Oct 2017 | Lahore, Pakistan

Supervision Level

公司标识
Senior Operation Officer
Meezan Bank Limited
Aug 2013 - Jan 2015 | Lahore, Pakistan

Operations Look after

公司标识
Chief Cash Officer
Bank Alfalah Limited
Mar 2011 - Aug 2013 | Lahore, Pakistan

公司标识
Assistant Accountant
Matech Co.
Oct 2003 - Jan 2005 | Lahore, Pakistan

学历

Virtual University of Pakistan
硕士, , MS/MBA in Finance‎
Internet Applications
所占比重 64%
2011
University of the Punjab
学士, , B.Com‎
Commerce
所占比重 58%
2006
LAHORE BOARD
中级/A级, , I.C.S‎
Computer Science
所占比重 52%
2002
Cathedral Higher Secondary School Lahore
大学入学/0级, , Matric in Science‎
Science
所占比重 68%
2000

技能

中级 4 Knowledge of Taxation
熟练 Aftersales Skills
熟练 Analytical Skills
熟练 Backend Operations
中级 Branch Support.
中级 Business Knowhow
熟练 Client Aquisition
熟练 Compliance
熟练 Compliance Analysis
熟练 Compliance Assurance
熟练 Conservation Awareness
熟练 Cooordination Skills
熟练 Critical Thinking
熟练 Customer Relationship
熟练 Due Diligence
熟练 Effective
中级 Financial Accounting
熟练 Financial Analysis
熟练 Financial Audit Compliance
中级 Financial Service Management
熟练 Fluency in Bengali
初学者 Funds Managment
熟练 Handling Assignments
熟练 Informtion Collection
熟练 Inspection Implementation
熟练 Internal Audit Command
熟练 Internal Controls
熟练 Interpersonal Leadership
熟练 Japanese Teaching
熟练 Lead in
熟练 Multitasker
熟练 ODN Dev
中级 of Financial Management
中级 Oral Written and Communication
熟练 Presentation Skills
熟练 Production Quality Monitoring
中级 Pursuing News Stories
熟练 Quality Control Processes Command
熟练 Reasrch and Development
熟练 Record Keeping
中级 Report Writing Skills
熟练 Revenue Analysis
中级 Risk Management Skills
熟练 Sales / Functions
熟练 Sales Operations
中级 Selling Capabilities
熟练 Serving Sales
熟练 Strong Analytics
熟练 Strong Communication
熟练 Teller Services

语言

熟练 乌尔都语
熟练 英语