概要

I bring over 17 years of professional expertise in Retail  Banking (Islamic and Conventional banking), coupled with extensive experience in operations,Team Management and administration. My track record reflects a deep understanding of financial processes and a commitment to efficient management. I am well-equipped to contribute my skills and insights to enhance Retail, operations and administration in a leadership role.

项目

IMAL system implementation in all branches of Burjbank

工作经历

公司标识
Senior Branch Manager
Habib Bank Limited (HBL)
May 2018 - Feb 2024 | Lahore, Pakistan


Implementing strategies of the management, maximizing new business
opportunities and deepen existing relationships with the aim of creating
profitability whilst ensuring the highest levels of service quality and
operational controls.
Ensure achievement of assigned targets as per the defined deadlines.
Inculcate the cross-sell culture among the frontline staff members with the
objective to have Multiple Product Sales Model comprising of Deposits,
Banca assurance, Consumer Finance, Value Added Services (VAS),
SME.
Improvement in utilization of Alternate Distribution Channels like, Mobile
Banking, Internet Banking, Debit Cards and SMS Banking.
Portfolio Analysis of the Branch, identifying the stagnant customer base
and drive the deepening of multiple products selling.
Effective interaction with clients focusing on existing customer base, tail
management. Generate additional business through referrals.
Compliance of regulatory framework with special focus on KYC/CDD
parameters.
Constantly review internal and prudential KYC and AML requirements with
a view to remain updated on any revisions.
Monitor service delivery in the Branch ensuring high competitive
standards.
Monitoring of Branch upkeep to enhance customer experience.

公司标识
Branch Manager
Albaraka Bank Pakistan Ltd
Feb 2017 - May 2018 | Lahore, Pakistan


Developing and creating strategies to meet monthly and annual sales
targets.
Making annual and monthly budget of the branch to line in the income
and expenditures. According to which sales targets are defined.
Providing & implementing cost reduction ideas to enhance the current
profitability of the branch.
Revolutionizing active marketing tools & strategies to best position all
available products with the support of sales force.
Direct reporting to Cluster Head-Central Region Lahore.
Managing sales, business, compliance and entire operations of the
branch.
Providing customer services by fulfilling their needs of investments and
best possible financial consultancy based on market survey and
analysis
Timely response for AML, KYC & CDD queries.
Cross-sell banking products to clients.

公司标识
Branch Operation manager
Albaraka Bank Pakistan Limited
Jun 2008 - Dec 2016 | Lahore, Pakistan

was working as Branch Operations Manager at Hussain Chowk Branch, Lahore which is the Main Branch of Ex-Burj Bank at Lahore.Managing the function of Cash Management/ Cash Feeding of all the branches of Burj Bank located in Lahore Officiating as the Cluster Operations Manager in his absence.Managing the operations function of the Branch including account opening, FC handling, remittances, lockers, front-end activities related to International Remittances and other centralized functions. Perform the duties of Branch Line Compliance officer (BLCO) as laid down in the AML / KYC Policies & Procedures Manual of the Bank.

公司标识
Operations Officer
United Bank Limited (UBL)
Jun 2006 - May 2008 | Lahore, Pakistan


Account opening.
Remittance Inward outward.
Foreign remittance.
Customer representative
Clearing inward outward
Prepared monthly foreign return (SBP)

学历

Preston University
硕士, , Executive MBA in Banking & Finance‎
Banking & Finance
2010
University of the Punjab
学士, 贸易学士, B.Come‎
B.come IT
等级 B+
2004
private
中级/A级, 理工系(医学预科), FSC‎
pre medical
等级 B+
2002

技能

熟练 Achievement of Monthly CASA Deposit Targets
熟练 Achievement of Total Deposit Targets
熟练 Client Acquisition Skills
熟练 Compliance
熟练 Customer Services
熟练 Handling Assignments
熟练 Microsoft Powrepoint

语言

熟练 旁遮普语
熟练 乌尔都语
熟练 英语