• To develop and update Policies / Manuals containing financing parameters and guidelines for the bank.

  • To ensure implementation of contents and formats of Credit Policy and implement amendments and changes in Prudential Regulations through notification and circulars to Branches / Areas.

  • To provide brief summary of proposal to ECC through Credit Memorandum on Corporate loans after receiving complete files from Business along with their recommendations.

  • Approve SME / PMYBL loans after receiving complete file from SME via Business.

  • Annual review of long term loans after receiving up dated documents from Area Offices.

  • To approve any other requests received from Business Division related to advances e.g. approval of Commodity financing, Issuance of NOCs, change in terms and conditions etc.

  • To provide technical support to the field regarding financial analysis, loan structure, pricing, collateral / credit documentation, appraisal requirements and problem loan identification.

  • Liaison with SBP on Credit issues from time to time.

  • Liaise with Customers through Business Division to resolve issue of financing & facility / collateral structure.

  • Liaise with IT for development of Credible MIS.

  • Liaise with Legal In-House & External on issues relating to financing.

  • Liaise with CAD.

  • Maintenance of Insurance Limits.

  • Approval of recovery / settlement of stuck up loans on the basis of proposals received from Head of Recovery.

  • Credit Division provides brief summary of proposal through Credit Risk Review (CRR) on all types of financings after receiving complete loan file from Business Division along with their recommendations. (Corporate / Syndicate / SME)

Job Details

Functional Area:
Job Type:
Job Location:
Gender:
No Preference
Minimum Education:
Masters
Degree Title:
ICMA/ ACCA/ CIMA or MBA (Finance)
Career Level:
Experienced Professional
Minimum Experience:
3 Years (Credit analysis with special focus on Corporate and SME sector)
Apply Before:
Jun 09, 2015
Posting Date:
May 08, 2015

First Women Bank Ltd.

Banking/Financial Services · 301-600 employees - Karachi

First Women Bank Ltd. is a unique financial institution, a Scheduled Commercial Bank and a development financial institution for the socio-economic empowerment of women. The Bank was set up in 1989 by the Islamic world’s first woman Prime Minister Benazir Bhutto (Shaheed), who wanted a bank that would meet the banking needs of women entrepreneurs. FWBL was incorporated as a Scheduled Commercial Bank in the Public Sector as a Public Ltd. Company on 21st November, 1989 under the Companies Ordinance, 1984.

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