Credit Risk Analyst

Enabling Qapital Ltd. (EQ) is a FINMA-regulated, leading Swiss impact asset manager dedicated to a world where investments generate financial, social, environmental and economic returns.

With over USD 900 million in assets under management, Enabling Qapital invests through private debt and listed bonds, pursuing strategies focused on financial inclusion, access to energy/clean cooking as well as emerging market bonds. EQ has a global team of more than 65 professionals representing 14 nationalities and speaking 21 languages.

Enabling Qapital is moving money to meaning.

Role Summary:

You will be part of the Investment Product Management (IPM) team, the second line of defense in the management of product/fund risks at EQ. IPM supports the Investment and Risk teams at all stages of the investment process to ensure country, fund and investee risks are accurately identified, assessed, mitigated, monitored and reported.

We are looking for a highly motivated and intellectually curious analyst to help strengthen EQ's portfolio monitoring, risk reporting, and analytical capabilities. This role combines data analysis, reporting, and tool development, with a strong focus on Excel and Power BI-based monitoring and risk management processes.

You will work closely with experienced investment and risk professionals to produce risk reports, maintain monitoring tools, investigate portfolio developments, and improve the quality and efficiency of internal processes. Success in this role requires more than technical skills; it requires critical thinking, ownership, attention to detail, and a genuine willingness to learn and contribute.

Over time, the role offers significant exposure to credit risk management, impact investing, portfolio monitoring, and investment processes across emerging markets.

The Credit Risk Analyst's responsibilities include:

Reporting and Data Quality

• Prepare and maintain periodic product and portfolio-risk reports.

• Collect, reconcile, and validate data used in management and risk reporting.

• Investigate unusual movements, missing information, and inconsistencies.

• Maintain clear supporting documentation and reporting audit trails.

• Support improvements in report quality, consistency, and efficiency.

• Assist with monitoring compliance with fund guidelines, key risk indicators, and relevant loan requirements.

Monitoring and Tools

• Maintain Excel-based monitoring, tracking, rating, and reporting tools.

• Support the design, testing, documentation, and improvement of risk-management tools.

• Monitor covenants, key risk indicators, early-warning signals, ratings, and watch-list information.

• Identify opportunities to simplify processes.

• Perform reasonableness and consistency checks on tool outputs.

• Follow up with colleagues to clarify missing information.

Analytical and Team Support

• Prepare analysis and supporting materials for portfolio and risk discussions.

• Document action points and monitor their completion.

• Support selected country, investee, portfolio, and transaction-risk analyses.

• Assist in the preparation and updating of internal procedures.

• Support monitoring and handling of work-out cases.

• Assume broader credit-risk responsibilities progressively.

Who you are:

• Analytical and curious, with confidence to question inconsistent information.

• Detail-oriented with ability to understand the purpose of the work.

• Proactive, reliable, and willing to take ownership.

• Able to perform detailed work and follow through on issues.

• Critical thinker addressing complex challenges.

• Willing to learn and receive feedback.

• Able to communicate findings clearly.

• Comfortable working independently in a remote environment.

What you bring:

• Three years of experience in financial analysis or related field.

• Strong Excel skills.

• Ability to develop reliable reporting tools.

• Sound analytical skills.

• Strong organizational skills.

• Clear written and spoken English.

• Degree in finance, economics, business, or related field.

Advantageous experience:

• Exposure to credit analysis or related areas.

• Experience with reporting tools.

• Interest in impact investing.

What we offer:

• Full-time remote role, with periodic travel.

• Essential equipment provided for your role.

Equal Opportunity Employer

Enabling Qapital Ltd. (EQ) is an Equal Opportunity Employer for all employees and applicants for employment without regard to race, tribe, colour, religion, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, or other protected status.