• Manager Operational Risk- RCSA & Incident Management
    • Identify, assess, and document operational risks and evaluating risk areas across the operational activities.
    • Conduct RSCA/Risk Register to identify risks in coordination with process owners. Devise action plans for addressing risks in coordination with process owners.
    • Work with the Line Manager to design RCSAs, finalize exceptions / action items and review process.
    • Analyse and report on RCSA findings and recommendations.
    • Work with the business in respect of the continuous improvement of the Risk and Control Self-Assessment (RCSA) process.
    • Responsible for ensuring updation of risk registers on defined frequency.
    • Monitor the process of risk mitigation actions and escalate overdue or ineffective actions.
    • Monitoring and reviewing the effectiveness of risk management controls and making recommendations for improvement.
    • Develop & implement operational risk policies, procedures & standards for Operational risk management.
    • Report operational risk issues and decisions to senior management on regular basis.
    • Develop and deploy a mechanism for aggregating, monitoring and flagging off risks at the unit level on periodic basis
    • Maintain and update Operational loss data base as per the regulatory requirements.
    • Oversee the accurate and timely collection of Operational risk incidents data from all sources.
    • Responsible for ensuring accurate reporting of Operational risk losses and reconciliation with GL.
    • Proactively identify opportunities to improve the incident reporting process, tools and methodologies.
    • Track and report all incidents reported to Operational Risk function along with root cause analysis.
    • Investigate root causes of operational risk incidents and provide support to mitigate risk through recommending changes in Policy, Procedures and/ or processes / systems. Ensuring implementation of corrective actions.
    • Keep abreast of latest operational risk management techniques and industry best practices
    • Well versed with regulatory framework & guidelines for Microfinance, Branchless Banking & Digital Banking
    • Work closely with key business stakeholders to ensure that there is a consistent and effective management of all aspects of the operational risk framework to identify, assess & monitor operational risk faced by the bank both in branch & branchless domains.
    • To assist in developing Key Risk Indicators (KRIs) for operational risks to ensure the escalation of significant risk issues to appropriate management levels
    • Ensure timely communication of new/revised external regulations and internal policies.
    • Hold a bachelor's or master's degree from a reputable Institution in the fields of Business Administration (Banking & Finance/Accounts)/ACCA/CA part qualified.
    • Have 4-7 years of relevant experience
    • Essential Skills
    • Proficient in MS Office (especially Excel and PowerPoint)
    • Analytics
    • Strong understanding of operational risk management principles.
    • Sound communication and interpersonal skills
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    جون ۰۵, ۲۰۲۵

    Mobilink Bank

    بینکنگ / مالیاتی خدمات · 1001-1500 ملازمین - اسلام آباد

    Mobilink Bank is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

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