یہ کمپنی اب اس نوکری کیلیۓ مزید سی ویزنہیں لے رہی۔

Verification Officer

Mobilink Microfinance Bank

ایک سے زیادہ شہر، پاکستان

درخواست بھیجیں

دسمبر ۲۸, ۲۰۲۰ شائع ہوئی 10 نے دیکھا

Post Disbursement Verifications of Loans disbursed during the preceding month.
The officer will do verification of 20% loan cases disbursed by the branch during previous (preceding) month. CMD will provide list of 20% of borrowers disbursements made during a month and the officer will perform post verification of said borrowers on following parameters. Keeping in view the risk profile of concerned branch, the sample may be increased by CMD.
To verify creditworthiness.
Reputation of the customer.
Ensure the loan was utilized for the purpose it was taken off.
Repayment capacity of the Borrower.
Ensuring the existence of borrowers and guarantor & their businesses (economic activity) through verification of home & business addresses etc. and interacting with applicants/guarantors.
To assess whether borrowers and guarantor know & understand important loan terms, repayment amounts, due date of repayments and guarantee concept and their obligations in case of non-payment.
To identify any severe nature non-compliance during verifications.
Report regarding the field observations to be submitted to Credit Management Department on monthly basis so as to reach the report 10th of every month.
Pre verification of the borrower’s credentials on need basis when required by Credit Management Department (CMD), HO.
Responsible to ensure that before submission of loan application and documents for approval, the case is in compliance with the bank Credit Policy & Procedures and other guidelines circulated from time to time.
Responsible to ensure accuracy of data input made in credit MIS from source documents related to cash flow & Loan applications.
Ensure prevision/attachment of positive E-CIB report of the borrower with the case.
On the time of onboarding goldsmiths on the branch panel, VO to verify his credentials as per the banks policy.
Visit the Goldsmith on the Bank panel on quarterly basis and submit the report to CMD latest by 6th of the following month.
Submission of all verification MIS/reports as per prescribed format to CMD on monthly basis latest by 5th of the following month.
Verification of the prospective BB customers if the working within functional limit of the branch.
Any other assignments received from Manager Credit verifications.

مہارتیں

Operational Tasks Handling Field Verification Sales Verification

نوکری کی تفصیلات

صنعت:

بینکنگ / مالیاتی خدمات

کل عہدے:

1 اشاعت

نوکری کی شفٹ:

پہلا پہر

نوکری کی قسم:

مستقل

محکمہ:

Credit Department

نوکری کا مقام:

پشاور, سیالکوٹ, گجرات, مریدکے, تلہ گنگ, پنڈی بھٹیاں, بيبلان, پاکستان

جنس:

کوئی ترجیح نہیں

کم از کم تعلیم:

بیچلرز

کیریئر کی سطح:

نوآموز

کم از کم تجربہ:

2 سال

اس سے پہلے درخواست دیجیۓ:

جنوری ۲۸, ۲۰۲۱

تاریخِ اِشاعت:

دسمبر ۲۸, ۲۰۲۰

Mobilink Microfinance Bank

بینکنگ / مالیاتی خدمات · 1001-1500 ملازمین - گجرات, مریدکے, پشاور, پنڈی بھٹیاں, بيبلان, سیالکوٹ, تلہ گنگ

پیروی کریں

Mobilink Microfinance Bank Limited (MMBL) is Pakistan's largest digital bank with over 20 million registered and 8 million active digital wallets. Backed by VEON Co., MMBL started operations in April 2012 and launched branch-less banking operations under the brand name JAZZCASH in partnership with Pakistan's largest telecom operator JAZZ in Nov 2012. Being a hybrid model that combines traditional micro finance with mobile / digital banking technologies, the bank now operates with 74 branches, with more than 1559 employees, a network of over 90000 branch-less banking agents (growing) and a USSD (GSM) based digital channel in the country offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (of utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments and thus playing a leading role in promotion of financial inclusion. Despite being a young bank, Mobilink bank has emerged as one of the front runners in the sector and achieved financial break-even within four years of commencing operations in 2016, one of the fastest in the industry. Financial performance of the Bank has been remarkable in 2016, 2017 and 2018 Mobilink Bank & JAZZ, under the brand name JAZZCASH, envision to become market leaders in branchless banking, digital banking and micro financial services offering simple, innovative and value added products and services to the people of Pakistan. MMBL game plan aims at taking banking from confines of limited number of brick and mortar structures to cell phones and thus make a significant contribution in banking the unbanked through digital channels. The Bank so far has financed over 500,000 individual micro and small businesses since inception of the Bank in 2012 and is the proud recipient of “Bank of the Unbanked Award” in 2018 and 2019.