• Compliance of Credit Procedures

    ·         Responsible to ensure completeness of loan documents and assessing that each loan application is in compliance with Credit Policy & Procedures and other guidelines circulated from time to time.

    ·         Responsible to ensure that valid and accurate data input is made in credit MIS from source documents related to cash flow & Loan applications.

    ·         Ensure to forward cases to CCU (Credit Control Unit) on daily basis

    ·         E-CIB report review

    ·         Gold Smith verification on quarterly basis

    ·         Visit reverification of watch list account DPD 5 to 90 days

    Pre-disbursement Borrower’s Verification

    ·         Ensure verification as per applicable approved policy. Major responsibility is to verify credit worthiness, reputation and repayment capacity of the applicant and guarantor.

    ·         Ensuring existence of borrower and guarantor & their businesses (economic activity) through verification of home & business addresses etc. and interacting with applicants / guarantors

    ·         To assess whether borrowers and guarantor know & understand important loan terms, repayment amounts, due date of repayments and guarantee concept and their obligations in case of non-payment.

    ·         To identify any severe nature non-compliance during verifications & initiating loan application cancellation to Head Office.  

     

    Reporting, Record/Data Maintenance and System Security

    ·         Ensure adequacy and timeliness of daily / weekly / monthly reports as per schedule & guidelines.

    ·         Maintain related records /data / information, etc as per defined procedures.

    ·         Maintain & secure Credit MIS / files from unauthorized access, programs.

    Co-ordination in the Branch

    ·         Coordinate & align activities with branch management to cope with seasonal business fluctuations   & credit cases flow.

    ·        Ensure following defined turnaround times for each activity to better client service

نوکری کی تفصیلات

شعبہِ افعال:
کل عہدے:
2 آسامیاں
نوکری کی شفٹ:
پہلا پہر
نوکری کی قسم:
محکمہ:
Credit Department
نوکری کا مقام:
جنس:
کوئی ترجیح نہیں
کم از کم تعلیم:
بیچلرز
کیریئر کی سطح:
تجربہ کار پیشہ ور
کم از کم تجربہ:
2 سال
اس سے پہلے درخواست دیجیۓ:
اگست ۲۳, ۲۰۱۹
تاریخِ اِشاعت:
جولائی ۲۲, ۲۰۱۹

Mobilink Bank

بینکنگ / مالیاتی خدمات · 1001-1500 ملازمین - پنڈی بھٹیاں, تلہ گنگ

Mobilink Bank is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

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اپنے بارے میں ہماری پیشہ ورانہ رائے اور تقابلی جائزہ حاصل کیجیۓ
اپنی سی وی کو موءثر بنانے کیلئے ہماری ماہرانہ مشاورتی ٹیم سے رابطہ کریں
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